1 Emerald Common, St. Catharines

Price: $789,900

4 bedrooms, 3 bathrooms

1,400 sqft

Property Type: Condo

MLS#: X13501150

Downsizing doesn't have to mean sacrificing your standard of living. Situated in the highly sought-after North of Lakeshore corridor, this end-unit bungalow townhome has a beautiful main floor comprised of nearly 1500 sq. ft., along with a fully finished lower level as well. Not long after moving in, you'll realize how idyllic the location is, with Lake Ontario, the Waterfront Trail, and the Walkers Creek Trail system all within strolling distance. Built in 2010, the exterior profile has a timeliness architectural appeal with stucco and stone façade, a 4-car concrete driveway, and a double-car garage. Whether entertaining or enjoying a quiet night in, the main floor can handle it all. With an open concept plan, the main area includes a custom kitchen with features such as cabinets to the ceiling, accent lighting, stone counters, and peninsula opening to the dining and living rooms. Design features include California shutters on all main floor windows, pot lights, crown moulding, and corner gas fireplace in the living room. Flooring is 12" x 24" tiles in the foyer and kitchen, with hardwood in both bedrooms, living room, and dining room. The primary suite includes a large walk-in closet, a generous-sized primary bedroom, and a full ensuite bathroom with separate soaker tub and tiled walk-in shower. Main floor laundry and a powder room are both found in the hallway just inside from the garage. The lower level is fully finished with a large rec room, an additional kitchen area, a bedroom, a bonus room, a full bathroom, and a utility space as well. Step out from the living room onto the private deck, which benefits from the mature shade trees surrounding the property. This is a gorgeous townhome in a prime location. Be sure to visit the REALTOR'S website for additional information about this listing.

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$789,900 - 1 Emerald Common, St. Catharines

Condo for Sale in St. Catharines

Popular Listing

Neighbourhood: 437 - Lakeshore

4Beds
3Baths
1,400Sq Ft
Condo
Property Details
MLS Number
X13501150
Property Type
Condo
Status
active
Days on Site
8
Bedrooms
4
Bathrooms
3
Square Feet
1,400 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
East West
Balcony
None
Listing Brokerage
BOSLEY REAL ESTATE LTD.,
Description

Downsizing doesn't have to mean sacrificing your standard of living. Situated in the highly sought-after North of Lakeshore corridor, this end-unit bungalow townhome has a beautiful main floor comprised of nearly 1500 sq. ft., along with a fully finished lower level as well. Not long after moving in, you'll realize how idyllic the location is, with Lake Ontario, the Waterfront Trail, and the Walkers Creek Trail system all within strolling distance. Built in 2010, the exterior profile has a timeliness architectural appeal with stucco and stone façade, a 4-car concrete driveway, and a double-car garage. Whether entertaining or enjoying a quiet night in, the main floor can handle it all. With an open concept plan, the main area includes a custom kitchen with features such as cabinets to the ceiling, accent lighting, stone counters, and peninsula opening to the dining and living rooms. Design features include California shutters on all main floor windows, pot lights, crown moulding, and corner gas fireplace in the living room. Flooring is 12" x 24" tiles in the foyer and kitchen, with hardwood in both bedrooms, living room, and dining room. The primary suite includes a large walk-in closet, a generous-sized primary bedroom, and a full ensuite bathroom with separate soaker tub and tiled walk-in shower. Main floor laundry and a powder room are both found in the hallway just inside from the garage. The lower level is fully finished with a large rec room, an additional kitchen area, a bedroom, a bonus room, a full bathroom, and a utility space as well. Step out from the living room onto the private deck, which benefits from the mature shade trees surrounding the property. This is a gorgeous townhome in a prime location. Be sure to visit the REALTOR'S website for additional information about this listing.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,052.60/mo

Includes CMHC insurance ($22,038)

$
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5%10%50%

5-yr fixed avg.

Principal: $710,910Interest: $482,831
Mortgage Amount$732,948
Total Interest$482,831
Est. Property Tax$560/mo
Total Cost$1,215,779

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 437 - Lakeshore

Discover 437 - Lakeshore

437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 437 - Lakeshore

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1 Emerald Common, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,480/mo
Range: $2,958 - $4,002
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,480
Maintenance Fees-$910
Property Tax (est.)-$560
Insurance (est.)-$165
Net Cash Flow+$1,845

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $564/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 437 - Lakeshore

I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,291 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    1 Emerald Common, St. Catharines | $789,900 | Battaglia Team