$1,699,000 - 10 Earl Street, Cabbagetown
Multi-Family for Sale in Cabbagetown
New — Listed yesterdayNeighbourhood: North St. James Town
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- MLS Number
- C13785794
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 1
- Bedrooms
- 5
- Bathrooms
- 3
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- Regent Park / Cabbagetown / St. James Town
- Listing Brokerage
- RE/MAX HALLMARK REALTY LTD.
A truly unique opportunity in sought-after Upper Jarvis! Set well back from the street on a generous 20 x 132 ft lot, this exceptional 3-storey legal duplex offers approx. 2,500-3,000 sq ft across two distinct residences, combining incredible flexibility, character, and outdoor living. The ground-floor 2-bedroom residence features a spacious living/dining area, 3-piece bath and a bedroom with walk-out to a private patio. The upper residence spans the second and third floors and offers 3 bedrooms, with a generous, well-appointed kitchen, bedroom, separate laundry and 3-piece bath on the second floor. The third floor features a spacious primary bedroom, additional bedroom, 3-piece bath, skylight and walk-out to an incredible sun-filled rooftop terrace perfect for morning coffee, entertaining or enjoying the outdoors. Thoughtfully upgraded with exposed original 1870s brick, engineered hardwood, custom walnut veneer and Corian cabinetry, induction cooktop, stainless steel appliances, custom pantry and pull-out storage. The primary bedroom features custom-built closets, while additional highlights include heated floors, CAT-5 wiring, Legrand designer switches and built-in speaker wiring and windows. Separate entrances, separate metering, dedicated laundry for each residence and outlets, built-in speaker wiring and upgraded windows. Separate entrances, separate metering, dedicated laundry for each residence and four-car driveway on a quiet residential street surrounded by character homes and townhouses, just a short walk to Sherbourne subway station and close to Bloor Street, Yonge-Bloor, Yorkville, parks, restaurants, shops and everyday amenities. A rare downtown offering with five bedrooms, two distinct residences, remarkable outdoor space and endless possibilities for homeowners, investors and multi-generational families.
Estimate your monthly payments for this property
Estimated Payment
$7,515.25/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover North St. James Town
North St. James Town is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in North St. James Town
- •Convenient location in Regent Park / Cabbagetown / St. James Town
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
North St. James Town offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
10 Earl Street, Regent Park / Cabbagetown / St. James Town
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $680/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Cabbagetown's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Cabbagetown.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About North St. James Town
I know North St. James Town well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Cabbagetown properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $7,079 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.