10 Pennine Drive, Whitby

Price: $1,399,000

7 bedrooms, 6 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: E12952278

Welcome to this beautifully designed 4-bedroom family home featuring a legal basement apartment with separate entrance, perfect for extended family living or added rental income potential. Step inside to a bright and inviting main floor featuring elegant hardwood flooring and pot lights throughout. A spacious foyer leads into a formal dining area, ideal for hosting family gatherings and special occasions. The well-appointed kitchen overlooks a sun-filled breakfast area with a walkout to the backyard, creating a seamless indoor-outdoor flow for everyday living. At the heart of the home, the grand family room showcases a stunning coffered ceiling, a cozy gas fireplace, and large windows that fill the space with natural light, offering both comfort and a perfect setting for entertaining. Upstairs, you'll find four generously sized bedrooms, each with convenient access to a bathroom-ideal for growing families. The primary suite serves as a private retreat, featuring a vaulted ceiling, a spacious walk-in closet, and a comfortable seating area. The fully finished walk-up basement adds incredible versatility, offering three additional bedrooms, two washrooms, and a separate entrance, making it ideal for an extended family or a straightforward income opportunity. With approximately 2,900 sq ft above grade plus a finished basement, this home delivers the space, layout, and flexibility today's buyers are looking for. Located in a highly desirable Whitby neighbourhood close to parks, schools, transit, and major highways, this is a home that offers both everyday convenience and long-term value.

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$1,399,000 - 10 Pennine Drive, Whitby

Detached for Sale in Whitby

96 days on market
7Beds
6Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
E12952278
Property Type
Detached
Status
active
Days on Site
96
Bedrooms
7
Bathrooms
6
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Whitby
Listing Brokerage
RE/MAX EXCELLENCE REAL ESTATE
Description

Welcome to this beautifully designed 4-bedroom family home featuring a legal basement apartment with separate entrance, perfect for extended family living or added rental income potential. Step inside to a bright and inviting main floor featuring elegant hardwood flooring and pot lights throughout. A spacious foyer leads into a formal dining area, ideal for hosting family gatherings and special occasions. The well-appointed kitchen overlooks a sun-filled breakfast area with a walkout to the backyard, creating a seamless indoor-outdoor flow for everyday living. At the heart of the home, the grand family room showcases a stunning coffered ceiling, a cozy gas fireplace, and large windows that fill the space with natural light, offering both comfort and a perfect setting for entertaining. Upstairs, you'll find four generously sized bedrooms, each with convenient access to a bathroom-ideal for growing families. The primary suite serves as a private retreat, featuring a vaulted ceiling, a spacious walk-in closet, and a comfortable seating area. The fully finished walk-up basement adds incredible versatility, offering three additional bedrooms, two washrooms, and a separate entrance, making it ideal for an extended family or a straightforward income opportunity. With approximately 2,900 sq ft above grade plus a finished basement, this home delivers the space, layout, and flexibility today's buyers are looking for. Located in a highly desirable Whitby neighbourhood close to parks, schools, transit, and major highways, this is a home that offers both everyday convenience and long-term value.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$6,188.25/mo

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5-yr fixed avg.

Principal: $1,119,200Interest: $737,275
Mortgage Amount$1,119,200
Total Interest$737,275
Est. Property Tax$991/mo
Total Cost$1,856,475

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

10 Pennine Drive, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,750/mo
Range: $4,038 - $5,463
Cap Rate (ROI)
3.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$4,750
Maintenance Fees-$0
Property Tax (est.)-$991
Insurance (est.)-$291
Net Cash Flow+$3,468

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $560/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 96 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 7 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitby.

Bathroom Count Matters

With 6 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,829 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    10 Pennine Drive, Whitby | $1,399,000 | Battaglia Team