10 Wills Street, St. Catharines

Price: $389,000

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13424432

Welcome To This Beautifully Updated Bungalow Situated In A Quiet, Established Neighborhood Just Minutes From Downtown. Offering A Perfect Combination Of Character And Modern Finishes, This Home Is Conveniently Located Near Shopping, Restaurants, Parks, Schools, And Everyday Amenities. The Interior Features 2 Generously Sized Bedrooms, 1 Renovated Bathroom, And A Bright Open-Concept Living And Dining Area Ideal For Comfortable Living. The Well-Appointed Eat-In Kitchen Includes Stainless Steel Appliances, A Contemporary Subway Tile Backsplash, Plenty Of Storage, And Direct Access To The Backyard. Laminate Flooring And Pot Lights Throughout Create A Stylish And Cohesive Living Space. Outside, The Fully Fenced Yard Provides Privacy And Plenty Of Room For Outdoor Entertaining, Gardening, Or Simply Unwinding. Whether You're Looking To Enter The Market, Downsize, Or Add To Your Investment Portfolio, This Move-In Ready Home Offers Outstanding Value In A Highly Desirable Location.

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$389,000 - 10 Wills Street, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 456 - Oakdale

2Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13424432
Property Type
Detached
Status
active
Days on Site
27
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
NEWGEN REALTY EXPERTS
Description

Welcome To This Beautifully Updated Bungalow Situated In A Quiet, Established Neighborhood Just Minutes From Downtown. Offering A Perfect Combination Of Character And Modern Finishes, This Home Is Conveniently Located Near Shopping, Restaurants, Parks, Schools, And Everyday Amenities. The Interior Features 2 Generously Sized Bedrooms, 1 Renovated Bathroom, And A Bright Open-Concept Living And Dining Area Ideal For Comfortable Living. The Well-Appointed Eat-In Kitchen Includes Stainless Steel Appliances, A Contemporary Subway Tile Backsplash, Plenty Of Storage, And Direct Access To The Backyard. Laminate Flooring And Pot Lights Throughout Create A Stylish And Cohesive Living Space. Outside, The Fully Fenced Yard Provides Privacy And Plenty Of Room For Outdoor Entertaining, Gardening, Or Simply Unwinding. Whether You're Looking To Enter The Market, Downsize, Or Add To Your Investment Portfolio, This Move-In Ready Home Offers Outstanding Value In A Highly Desirable Location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,995.77/mo

Includes CMHC insurance ($10,853)

$
$
5%10%50%

5-yr fixed avg.

Principal: $350,100Interest: $237,778
Mortgage Amount$360,953
Total Interest$237,778
Est. Property Tax$276/mo
Total Cost$598,731

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 456 - Oakdale

Discover 456 - Oakdale

456 - Oakdale is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 456 - Oakdale

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

456 - Oakdale offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

10 Wills Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
6.3%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$276
Insurance (est.)-$81
Net Cash Flow+$2,043

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $556/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 456 - Oakdale

I know 456 - Oakdale well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    10 Wills Street, St. Catharines | $389,000 | Battaglia Team