$799,900 - 103 Courtney Street, Cambridge
Detached for Sale in Cambridge
New — Listed 2 days agoWant to see this home in person?
Book a private showing with Joe — pick a day and time that works for you.
- MLS Number
- X13865124
- Property Type
- Detached
- Status
- active
- Days on Site
- 2
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Cambridge
- Taxes (2025)
- $4,634
- Listing Brokerage
- RE/MAX REAL ESTATE CENTRE INC.
What makes this home especially appealing is the combination: century-home character and 10 foot ceilings, beautiful views, modernized living spaces and significant updates already completed. It has the warmth and personality of a home with history without asking you to give up the comforts you want today like a primary ensuite right out of a luxury hotel. Some homes are easy to understand from the photos. This one deserves to be experienced in person. Built in 1900 and beautifully updated for today, this is the kind of home that immediately makes you curious to see more. Step inside and you'll find generous rooms and the character you simply don't find in newer construction, complemented by thoughtful improvements throughout. A main floor laundry room and bathrooms that have been transformed into spa-like retreats, updated in 2022 and 2024, creating spaces that feel luxurious and relaxing. The updated gourmet kitchen is made for both everyday living and entertaining, while the kitchen and family room take full advantage of a beautiful outlook through a wall of windows that brings the outdoors in. Behind the charm is a long list of important improvements. The wiring and plumbing have been updated, the furnace, air conditioning and HVAC system were updated in 2020, main-floor windows in 2021, the concrete driveway in 2021, then updated in 2026 with concrete curbs and integrated catch-basins and a French drain between the driveway and the house for additional peace of mind., kitchen in 2022, washer and dryer in 2022, sump pump in 2024, and the metal roof adds another valuable feature for peace of mind.. The large backyard is private with a great view. Off the deck you'll find a large storage/workshop area perfect for the handy person or hobbyist. This home should be on your "must see" list.
Estimate your monthly payments for this property
Estimated Payment
$4,103.90/mo
Includes CMHC insurance ($22,317)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
103 Courtney Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $533/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Cambridge's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,333 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.