105A Welland Avenue, St. Catharines

Price: $329,900

2 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13541874

FORMERLY USED AS A SUCCESSFUL ANTIQUE SHOP, TATOO SHOP, TRAVEL AGENCY AND EMPLOYMENT AGENCY, THIS FANTASTIC COMMERCIALLY ZONED WITH ALSO RESIDENTIAL USE. THIS BUILDING IS LOCATED IN THE BUSTLE OF THE CITY IN A NEIGHBOURHOOD DENSELY POPULATED WITH BOTH COMMERCIAL AND RESIDENTIAL BUILDINGS. THERE ARE 2 BATHROOMS, KITCHEN AND BEDROOMS WHICH COULD POTENTIALLY MAKE IT A PERFECT OWNER OCCUPIED BUSINESS. ALSO GREAT FOR POSSIBLE RESIDENTIAL INCOME WHILE HAVING A COMMERCIAL STORE FRONT LEASE INCOME AS WELL. LARGE SIZE STORE FRONT WINDOWS AND EXTREMELY VISIBLE SIGNAGE OPPORTUNITIES MAKE THIS THE PERFECT PLACE FOR YOUR BUSINESS OR PROFESSIONAL OFFICE. C2 ZONING ALLOWS FOR MANY PERMITTED USES. E.S.A CERTIFIED PANEL WITH 100 AMP SERVICE, UPDATED SHINGLES [2022], MAIN FLOOR FLOORING , AND PAINTED (2025). THERE IS STREET PARKING ON PARTS OF WELLAND AVE. THE SELLER WILL ALLOW NEW PURCHASERS OF 105A WELLAND AVE. ONE PARKING SPOT IN THE PLAZA AT 109 WELLAND AVE. FOR AS LONG AS THE CURRENT OWNER OF 109 WELLAND AVE OWNS THE PLAZA.

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$329,900 - 105A Welland Avenue, St. Catharines

Detached for Sale in St. Catharines

46 days on market

Neighbourhood: 451 - Downtown

2Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13541874
Property Type
Detached
Status
active
Days on Site
46
Bedrooms
2
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

FORMERLY USED AS A SUCCESSFUL ANTIQUE SHOP, TATOO SHOP, TRAVEL AGENCY AND EMPLOYMENT AGENCY, THIS FANTASTIC COMMERCIALLY ZONED WITH ALSO RESIDENTIAL USE. THIS BUILDING IS LOCATED IN THE BUSTLE OF THE CITY IN A NEIGHBOURHOOD DENSELY POPULATED WITH BOTH COMMERCIAL AND RESIDENTIAL BUILDINGS. THERE ARE 2 BATHROOMS, KITCHEN AND BEDROOMS WHICH COULD POTENTIALLY MAKE IT A PERFECT OWNER OCCUPIED BUSINESS. ALSO GREAT FOR POSSIBLE RESIDENTIAL INCOME WHILE HAVING A COMMERCIAL STORE FRONT LEASE INCOME AS WELL. LARGE SIZE STORE FRONT WINDOWS AND EXTREMELY VISIBLE SIGNAGE OPPORTUNITIES MAKE THIS THE PERFECT PLACE FOR YOUR BUSINESS OR PROFESSIONAL OFFICE. C2 ZONING ALLOWS FOR MANY PERMITTED USES. E.S.A CERTIFIED PANEL WITH 100 AMP SERVICE, UPDATED SHINGLES [2022], MAIN FLOOR FLOORING , AND PAINTED (2025). THERE IS STREET PARKING ON PARTS OF WELLAND AVE. THE SELLER WILL ALLOW NEW PURCHASERS OF 105A WELLAND AVE. ONE PARKING SPOT IN THE PLAZA AT 109 WELLAND AVE. FOR AS LONG AS THE CURRENT OWNER OF 109 WELLAND AVE OWNS THE PLAZA.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,692.56/mo

Includes CMHC insurance ($9,204)

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5-yr fixed avg.

Principal: $296,910Interest: $201,653
Mortgage Amount$306,114
Total Interest$201,653
Est. Property Tax$234/mo
Total Cost$507,767

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

105A Welland Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
7.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$234
Insurance (est.)-$69
Net Cash Flow+$2,097

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $471/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 46 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    105A Welland Avenue, St. Catharines | $329,900 | Battaglia Team