1078 Lombardy Street, Kingston

Price: $579,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13529346

Attractive and Affordable! This charming 2-storey checks so many boxes like a true double car garage, large private fenced yard, walk out basement to the included hot tub, and a family friendly safe neighborhood that friends will be envious of. Upon arriving, the home grabs you with lovely curb appeal and then step inside to find 3 bedrooms, 1.5 bath bathroom with a functional layout and an amazing amount of natural light. The main floor is where you'll find a lengthy living/dining combination and a spacious white working kitchen with patio door BBQ deck. Making your way upstairs, you pass a handy 2pc bath and the entrance to the attached double garage. With the 3 bedrooms upstairs, you'll find the main bathroom smartly upgraded with a separation door so the tub/shower and vanity/sink are separated allowing for 2 to get ready at once. The basement level houses a cozy rec room with a walk-out to the hot tub. Also on this level is the laundry room, utility room, storage and a rough-in for future bathroom. Imagine evenings spent unwinding in the hot tub, just steps away from the deck where you can enjoy the tranquility and privacy this property offers. Loved and enjoyed by the current owners for over 15 years and the great neighbors all around is something they will truly miss. Located so close to all the needed amenities like shopping, schools, church and transit. Welcome Home.

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active
New Listing
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$579,900 - 1078 Lombardy Street, Kingston

Detached for Sale in Kingston

New — Listed 4 days ago

Neighbourhood: 37 - South of Taylor-Kidd Blvd

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13529346
Property Type
Detached
Status
active
Days on Site
4
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

Attractive and Affordable! This charming 2-storey checks so many boxes like a true double car garage, large private fenced yard, walk out basement to the included hot tub, and a family friendly safe neighborhood that friends will be envious of. Upon arriving, the home grabs you with lovely curb appeal and then step inside to find 3 bedrooms, 1.5 bath bathroom with a functional layout and an amazing amount of natural light. The main floor is where you'll find a lengthy living/dining combination and a spacious white working kitchen with patio door BBQ deck. Making your way upstairs, you pass a handy 2pc bath and the entrance to the attached double garage. With the 3 bedrooms upstairs, you'll find the main bathroom smartly upgraded with a separation door so the tub/shower and vanity/sink are separated allowing for 2 to get ready at once. The basement level houses a cozy rec room with a walk-out to the hot tub. Also on this level is the laundry room, utility room, storage and a rough-in for future bathroom. Imagine evenings spent unwinding in the hot tub, just steps away from the deck where you can enjoy the tranquility and privacy this property offers. Loved and enjoyed by the current owners for over 15 years and the great neighbors all around is something they will truly miss. Located so close to all the needed amenities like shopping, schools, church and transit. Welcome Home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,975.19/mo

Includes CMHC insurance ($16,179)

$
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5%10%50%

5-yr fixed avg.

Principal: $521,910Interest: $354,467
Mortgage Amount$538,089
Total Interest$354,467
Est. Property Tax$411/mo
Total Cost$892,556

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 37 - South of Taylor-Kidd Blvd

Discover 37 - South of Taylor-Kidd Blvd

37 - South of Taylor-Kidd Blvd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 37 - South of Taylor-Kidd Blvd

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

37 - South of Taylor-Kidd Blvd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1078 Lombardy Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.7%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$411
Insurance (est.)-$121
Net Cash Flow+$2,268

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $527/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Kingston's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 37 - South of Taylor-Kidd Blvd

I know 37 - South of Taylor-Kidd Blvd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,416 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    1078 Lombardy Street, Kingston | $579,900 | Battaglia Team