108 Finch Avenue Unit A30, Toronto C07

Price: $798,000

3 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: C12714120

Exceptional opportunity to own a rarely offered 2-storey condo townhome in the prestigious Chelsea Gate community. This bright, updated, 2-bedroom, 2-bathroom residence offers two private walk-out balconies and the comfort of a detached home with the convenience of a condo living.The open-concept layout features a sun-filled living area and an eat-in kitchen with stainless steel appliances and granite countertops. In-suite laundry is located on the upper level. A powder room is on the main floor. Upstairs, there are two generously sized bedrooms and a 4-piece bathroom. Plenty of storage throughout with custom closet organizers. Quiet courtyard-facing unit in a family-friendly complex with beautifully maintained grounds. Unbeatable location-steps to Finch Subway Station , GO Transit, shopping, dining, parks, community centre, library, and arts centre. Quick access to DVP and Highways 401 & 407. Fabulous Location Near Vibrant Yonge St. Directly opposite to Edithvale Park & Community Center. Minutes From Finch Subway Station. Multiple visitior parking spaces are available underground and outdoors.

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$798,000 - 108 Finch Avenue Unit A30, Willowdale

Condo for Sale in Willowdale

160 days on market

Neighbourhood: Newtonbrook West

3Beds
2Baths
1,000Sq Ft
Condo
Property Details
MLS Number
C12714120
Property Type
Condo
Status
active
Days on Site
160
Bedrooms
3
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
Thornhill / Willowdale
Locker
None
Exposure
East
Balcony
Open
Listing Brokerage
RIGHT AT HOME REALTY
Description

Exceptional opportunity to own a rarely offered 2-storey condo townhome in the prestigious Chelsea Gate community. This bright, updated, 2-bedroom, 2-bathroom residence offers two private walk-out balconies and the comfort of a detached home with the convenience of a condo living.The open-concept layout features a sun-filled living area and an eat-in kitchen with stainless steel appliances and granite countertops. In-suite laundry is located on the upper level. A powder room is on the main floor. Upstairs, there are two generously sized bedrooms and a 4-piece bathroom. Plenty of storage throughout with custom closet organizers. Quiet courtyard-facing unit in a family-friendly complex with beautifully maintained grounds. Unbeatable location-steps to Finch Subway Station , GO Transit, shopping, dining, parks, community centre, library, and arts centre. Quick access to DVP and Highways 401 & 407. Fabulous Location Near Vibrant Yonge St. Directly opposite to Edithvale Park & Community Center. Minutes From Finch Subway Station. Multiple visitior parking spaces are available underground and outdoors.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,094.15/mo

Includes CMHC insurance ($22,264)

$
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5%10%50%

5-yr fixed avg.

Principal: $718,200Interest: $487,782
Mortgage Amount$740,464
Total Interest$487,782
Est. Property Tax$565/mo
Total Cost$1,228,246

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Newtonbrook West

Discover Newtonbrook West

Newtonbrook West is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Newtonbrook West

  • Convenient location in Thornhill / Willowdale
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Newtonbrook West offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

108 Finch Avenue Unit A30, Thornhill / Willowdale

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
2.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$650
Property Tax (est.)-$565
Insurance (est.)-$166
Net Cash Flow+$1,379

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $798/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 160 days on site, this property has exceeded the typical selling timeline for Willowdale. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Newtonbrook West

I know Newtonbrook West well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Willowdale properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,325 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    108 Finch Avenue Unit A30 | $798,000 | Battaglia Team