$849,900 - 109 Ray Street, Hamilton
Detached for Sale in Hamilton
Neighbourhood: Strathcona
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- MLS Number
- X13785768
- Property Type
- Detached
- Status
- active
- Days on Site
- 22
- Bedrooms
- 3
- Bathrooms
- 4
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Hamilton
- Taxes (2026)
- $7,165
- Listing Brokerage
- RE/MAX ESCARPMENT REALTY INC.
Flawless "One of a Kind" home and property offering the perfect blend of style, quality & convenience into one incredible package. Incs a 2022 custom built 2 storey "Dream Villa" positioned proudly on large corner located in Hamilton's popular Strathcona district - close proximity to city transit, schools, churches, TO Coliseum, city parks, eclectic Locke & Dundurn Street shops, bougie eateries/bistros & revitalized Bayfront. Large double wide concrete driveway off Florence Street accesses beautifully completed, insulated garage boasting heated concrete floors, roll-up insulated door, ample built-in cabinetry w/l0ft ceiling height allowing for car lift or hoist. Concrete walk-ways extend around house to inviting covered front landing where 1570sf of sophisticated interior is sure to impress - ftrs open concept living room enhanced w/ambience of gas fireplace, dining room & stunning "Gourmet-Worthy" kitchen - sporting chic white cabinetry, designer island, quartz countertops & premium SS appliances - completed w/2pc powder room. Solid wood staircase ascends to spacious upper level highlighted w/lavish primary bedroom enjoying fireplace feature wall, 3pc ensuite & walk-in closet. Open & Airy hallway provides entry to 2 additional bedrooms (incs 2nd walk-in closet) & 4pc main bath. Gleaming engineered hardwood flooring compliments both levels w/distinguished flair. Relax or entertain in the comfortable confines of 662sf basement level showcasing tastefully appointed family room embracing the warmth of free-standing gas fireplace - design continues w/refined 5pc bath, bright laundry room, utility & storage room. Hi-End features inc -n/g furnace, AC, HRV, owned water heater, 200 amp hydro, custom closet organizers, Paradox home security (no contract required), multi-purpose cedar shed w/concrete flooring, hi-speed internet, stucco/stone exterior & fenced rear yard. No expense spared as evidenced by skilled craftsmanship & thoughtful upgrades through-out this rare "Gem"
Estimate your monthly payments for this property
Estimated Payment
$4,360.43/mo
Includes CMHC insurance ($23,712)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Strathcona
Strathcona is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Strathcona
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Strathcona offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
109 Ray Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $567/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About Strathcona
I know Strathcona well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.