11 Rebecca Street, St. Catharines

Price: $751,315

4 bedrooms, 3 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13835202

Charming bungalow in the sought-after Ridley area, a lovely neighbourhood close to shopping, the GO Train station, and Ridley College. The property also features a detached garage and private driveway. This home offers 1,050 sq. ft. of comfortable living space on the main floor, featuring 3 spacious bedrooms, a bright living room, a kitchen with a breakfast bar, and 2 bathrooms, including one 4-piece and one 3-piece. One of the bedrooms features a walk-out to a lovely 3-season sunroom overlooking the peaceful backyard, which can also be accessed directly from the kitchen. The finished basement includes a large bedroom, updated 4-piece bathroom, expansive rec room with wet bar, and a separate entrance for added convenience. Enjoy a private, low-maintenance backyard with no grass to cut, perfect for relaxing and entertaining.

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$751,315 - 11 Rebecca Street, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 459 - Ridley

4Beds
3Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
X13835202
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
4
Bathrooms
3
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$4,053
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Charming bungalow in the sought-after Ridley area, a lovely neighbourhood close to shopping, the GO Train station, and Ridley College. The property also features a detached garage and private driveway. This home offers 1,050 sq. ft. of comfortable living space on the main floor, featuring 3 spacious bedrooms, a bright living room, a kitchen with a breakfast bar, and 2 bathrooms, including one 4-piece and one 3-piece. One of the bedrooms features a walk-out to a lovely 3-season sunroom overlooking the peaceful backyard, which can also be accessed directly from the kitchen. The finished basement includes a large bedroom, updated 4-piece bathroom, expansive rec room with wet bar, and a separate entrance for added convenience. Enjoy a private, low-maintenance backyard with no grass to cut, perfect for relaxing and entertaining.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,854.63/mo

Includes CMHC insurance ($20,962)

$
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5%10%50%

5-yr fixed avg.

Principal: $676,183Interest: $459,245
Mortgage Amount$697,145
Total Interest$459,245
Est. Property Tax$532/mo
Total Cost$1,156,390

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 459 - Ridley

Discover 459 - Ridley

459 - Ridley is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 459 - Ridley

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

459 - Ridley offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

11 Rebecca Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$532
Insurance (est.)-$157
Net Cash Flow+$2,511

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1073/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 459 - Ridley

I know 459 - Ridley well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    MLS# X13835202 — 11 Rebecca Street | Battaglia Team