110 St. David's Road, St. Catharines

Price: $614,900

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13828242

Welcome to this versatile 4-level sidesplit in the desirable Burleigh Hill community of St. Catharines, ideally located just minutes from the Pen Centre, everyday amenities, public transit and Brock University, with a direct bus route to campus. Step inside to a bright, sun-filled living room with brand-new vinyl flooring, flowing into the open kitchen and dining area. Upstairs, three bedrooms and a 4-piece bath are thoughtfully separated from the main living space, creating a comfortable and private bedroom level. The bright raised lower level features full-size above-grade windows, a spacious family/recreation room with an electric fireplace, a 3-piece bath, and a separate walk-up entrance leading directly to the private, fully fenced backyard surrounded by mature trees. This flexible layout offers excellent potential for multigenerational living, an in-law setup or future income possibilities. The additional finished lower level provides a dedicated laundry area and plenty of storage space. An attached single-car garage and wide double driveway with parking for 4 vehicles complete this well-designed home, offering space, privacy and flexibility in an exceptionally convenient location. Come see the possibilities for yourself-book your private showing today!

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$614,900 - 110 St. David's Road, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 460 - Burleigh Hill

3Beds
2Baths
700 - 1,099Sq Ft
Detached

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Book a private showing with Joe — pick a day and time that works for you.

Property Details
MLS Number
X13828242
Property Type
Detached
Status
active
Days on Site
12
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$4,569
Listing Brokerage
BAY STREET GROUP INC.
Description

Welcome to this versatile 4-level sidesplit in the desirable Burleigh Hill community of St. Catharines, ideally located just minutes from the Pen Centre, everyday amenities, public transit and Brock University, with a direct bus route to campus. Step inside to a bright, sun-filled living room with brand-new vinyl flooring, flowing into the open kitchen and dining area. Upstairs, three bedrooms and a 4-piece bath are thoughtfully separated from the main living space, creating a comfortable and private bedroom level. The bright raised lower level features full-size above-grade windows, a spacious family/recreation room with an electric fireplace, a 3-piece bath, and a separate walk-up entrance leading directly to the private, fully fenced backyard surrounded by mature trees. This flexible layout offers excellent potential for multigenerational living, an in-law setup or future income possibilities. The additional finished lower level provides a dedicated laundry area and plenty of storage space. An attached single-car garage and wide double driveway with parking for 4 vehicles complete this well-designed home, offering space, privacy and flexibility in an exceptionally convenient location. Come see the possibilities for yourself-book your private showing today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,154.76/mo

Includes CMHC insurance ($17,156)

$
$
5%10%50%

5-yr fixed avg.

Principal: $553,410Interest: $375,861
Mortgage Amount$570,566
Total Interest$375,861
Est. Property Tax$436/mo
Total Cost$946,427

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 460 - Burleigh Hill

Discover 460 - Burleigh Hill

460 - Burleigh Hill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 460 - Burleigh Hill

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

460 - Burleigh Hill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

110 St. David's Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$436
Insurance (est.)-$128
Net Cash Flow+$2,236

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $878/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 460 - Burleigh Hill

I know 460 - Burleigh Hill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,562 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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