$499,900 - 116 Lowell Avenue, St. Catharines
Detached for Sale in St. Catharines
Neighbourhood: 451 - Downtown
- MLS Number
- X13424790
- Property Type
- Detached
- Status
- active
- Days on Site
- 27
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 2,615 sqft
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Beautiful century home with old style character and charm mixed with modern conveniences. Located near the heart of downtown and walking distance to everything! Enjoy the countless restaurants and boutiques just a short walk away. Take in a show at the Performing Arts Centre. More of a concert goer? Catch your favorite band or an Ice Dogs game at the Meridian Centre. Enjoy a stroll through picturesque Montebello park where the annual Wine Festival is held. Enjoy your morning coffee on the expansive covered front porch. Enter into a spacious foyer where you will find a living room/dining room combination to your left. Lots of room for the whole family in the eat in dining room. Through the kitchen there is a bonus addition which includes a family room and 2 pc bathroom, a rare find. The door from the family room leads to a fenced yard with a deck great for entertaining on those nice summer nights. The kitchen includes all the appliances and a walk in pantry for ample storage. Take the wood staircase up to the second level where you will find 3 good sized bedrooms and an updated 4pc bathroom. This home is an excellent option for investors, first time buyers or those looking to downsize. This one way street keeps the flow of traffic down and the property includes a private driveway for two vehicles. Some notable updates include, insulation, 100amp service on breakers, windows in 2019 and brand new A/C 2025. Shingles over addition replaced 2025. This home is close to all amenities and may be exactly what you are looking for!
Estimate your monthly payments for this property
Estimated Payment
$2,564.75/mo
Includes CMHC insurance ($13,947)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
116 Lowell Avenue, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.