118 Cumming Drive, Barrie

Price: $1,295,000

4 bedrooms, 4 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: S13494044

Welcome to this beautifully maintained, move-in-ready home offering over 3,500 sq. ft. of finished living space in one of Barrie's most prestigious neighbourhoods. Situated on a highly sought-after street and backing onto the Ardagh Bluffs' 18 km of scenic walking trails, this property offers exceptional privacy with a mature forest backdrop and no rear neighbours.The open-concept layout features a stunning fireplace, an updated kitchen with premium countertops and stainless steel appliances, and a spacious main-floor primary suite overlooking the backyard, complete with a walk-in closet and 4 piece ensuite. Step outside to your fully fenced, professionally landscaped backyard oasis featuring a saltwater in-ground pool and sun-filled entertaining space. Why own a cottage when you can enjoy resort-style living at home? Beat the heat and dive in-summer is waiting.The versatile bonus room is currently used as a gym, while the finished lower level offers a spacious media room, an additional bedroom, and a full bathroom. Immediate possession available-move in and start enjoying the lifestyle you deserve.

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$1,295,000 - 118 Cumming Drive, Barrie

Detached for Sale in Barrie

Popular Listing

Neighbourhood: Ardagh

4Beds
4Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
S13494044
Property Type
Detached
Status
active
Days on Site
8
Bedrooms
4
Bathrooms
4
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Barrie
Listing Brokerage
ROYAL LEPAGE FIRST CONTACT REALTY
Description

Welcome to this beautifully maintained, move-in-ready home offering over 3,500 sq. ft. of finished living space in one of Barrie's most prestigious neighbourhoods. Situated on a highly sought-after street and backing onto the Ardagh Bluffs' 18 km of scenic walking trails, this property offers exceptional privacy with a mature forest backdrop and no rear neighbours.The open-concept layout features a stunning fireplace, an updated kitchen with premium countertops and stainless steel appliances, and a spacious main-floor primary suite overlooking the backyard, complete with a walk-in closet and 4 piece ensuite. Step outside to your fully fenced, professionally landscaped backyard oasis featuring a saltwater in-ground pool and sun-filled entertaining space. Why own a cottage when you can enjoy resort-style living at home? Beat the heat and dive in-summer is waiting.The versatile bonus room is currently used as a gym, while the finished lower level offers a spacious media room, an additional bedroom, and a full bathroom. Immediate possession available-move in and start enjoying the lifestyle you deserve.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,728.22/mo

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5-yr fixed avg.

Principal: $1,036,000Interest: $682,467
Mortgage Amount$1,036,000
Total Interest$682,467
Est. Property Tax$917/mo
Total Cost$1,718,467

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Ardagh

Discover Ardagh

Ardagh is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Ardagh

  • Convenient location in Barrie
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Ardagh offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

118 Cumming Drive, Barrie

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
2.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$917
Insurance (est.)-$270
Net Cash Flow+$2,363

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $518/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Barrie. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Ardagh

I know Ardagh well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,396 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    118 Cumming Drive, Barrie | $1,295,000 | Battaglia Team