$450,000 - 12 Garnet Street, St. Catharines
Detached for Sale in St. Catharines
Neighbourhood: 445 - Facer
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- MLS Number
- X13763486
- Property Type
- Detached
- Status
- active
- Days on Site
- 28
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Taxes (2025)
- $2,764
- Listing Brokerage
- REVEL Realty Inc., Brokerage
Charming North-end bungalow! This 2 bedroom home is a perfect starter or for those looking to down size. Offering 2 generous sized main floor bedrooms this gem is sure to please. The kitchen had a face lift featuring all new cabinetry, flooring, granite counters, stainless steel appliances and done tastefully in white and grey and loaded with cabinets. The cabinetry continues into the dining room for extra storage.The bathroom also had a refresh and has new cabinetry, heated floors and double sinks. A home offering a great location and loaded with charm. Easy care laminate flooring throughout the main floor. The basement is partially finished and is a great space for either storage or kids to play. This home was not flooded in 2025 and remains dry. The side entrance leads up to the kitchen or down to the basement. 2 driveway spaces with a small yard keep it practical but quaint. The location is key, so close to schools, shopping, QEW and churches. This little gem is awaiting its new owner!
Estimate your monthly payments for this property
Estimated Payment
$2,308.73/mo
Includes CMHC insurance ($12,555)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 445 - Facer
445 - Facer is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 445 - Facer
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
445 - Facer offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
12 Garnet Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $643/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About 445 - Facer
I know 445 - Facer well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.