12 Glenhurst Circle, St. Catharines

Price: $640,000

6 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13835546

An opportunity for multi-generational families or investors looking for income potential! Tucked away on a quiet cul-de-sac in an ultra-convenient location, this 6-bedroom (5+1), 2-bath side-split offers a highly flexible layout for a variety of needs. The main floor features a bright living room, a functional dining area connecting to the kitchen. Down the hall, three bedrooms and a bathroom, and just a few steps up, there are two additional bedrooms which provide flexibility for a large family, home offices, or an extended rental setup. There are 5 bedrooms total on this level! The fully finished basement accessed through the kitchen plus its own separate entrance includes a kitchenette, a bathroom, and a large recreation room with a cozy gas fireplace. This layout makes it an ideal setup for a secondary income suite or a student rental. Outside, the property has a spacious backyard with a large patio framed by mature evergreen trees. Everyday convenience is a breeze with a single attached garage and an oversized driveway that easily accommodates 3+ vehicles. Location is everything: you are close to major amenities with easy access to transit routes serving local shopping centres, Brock University, and Niagara College. With its unbeatable space, layout, and location, this property makes perfect sense as both a forever family home and a turnkey investment.

12 Glenhurst Circle - Detached photo 1 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 2 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 3 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 4 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 5 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 6 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 7 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 8 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 9 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 10 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 11 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 12 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 13 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 14 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 15 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 16 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 17 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 18 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 19 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 20 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 21 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 22 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 23 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 24 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 25 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 26 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 27 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 28 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 29 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 30 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 31 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 32 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 33 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 34 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 35 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 36 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 37 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 38 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 39 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 40 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 41 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 42 of 43 in St. Catharines, Ontario
12 Glenhurst Circle - Detached photo 43 of 43 in St. Catharines, Ontario
active

$640,000 - 12 Glenhurst Circle, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 456 - Oakdale

6Beds
2Baths
1,100 - 1,499Sq Ft
Detached

Want to see this home in person?

Book a private showing with Joe — pick a day and time that works for you.

Virtual Tour Available

Walk through this property from anywhere

Property Details
MLS Number
X13835546
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
6
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$5,047
Listing Brokerage
BOSLEY REAL ESTATE LTD.,
Description

An opportunity for multi-generational families or investors looking for income potential! Tucked away on a quiet cul-de-sac in an ultra-convenient location, this 6-bedroom (5+1), 2-bath side-split offers a highly flexible layout for a variety of needs. The main floor features a bright living room, a functional dining area connecting to the kitchen. Down the hall, three bedrooms and a bathroom, and just a few steps up, there are two additional bedrooms which provide flexibility for a large family, home offices, or an extended rental setup. There are 5 bedrooms total on this level! The fully finished basement accessed through the kitchen plus its own separate entrance includes a kitchenette, a bathroom, and a large recreation room with a cozy gas fireplace. This layout makes it an ideal setup for a secondary income suite or a student rental. Outside, the property has a spacious backyard with a large patio framed by mature evergreen trees. Everyday convenience is a breeze with a single attached garage and an oversized driveway that easily accommodates 3+ vehicles. Location is everything: you are close to major amenities with easy access to transit routes serving local shopping centres, Brock University, and Niagara College. With its unbeatable space, layout, and location, this property makes perfect sense as both a forever family home and a turnkey investment.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,283.53/mo

Includes CMHC insurance ($17,856)

$
$
5%10%50%

5-yr fixed avg.

Principal: $576,000Interest: $391,204
Mortgage Amount$593,856
Total Interest$391,204
Est. Property Tax$453/mo
Total Cost$985,060

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: 456 - Oakdale

Discover 456 - Oakdale

456 - Oakdale is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 456 - Oakdale

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

456 - Oakdale offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

12 Glenhurst Circle, St. Catharines

Open in Google Maps

Use the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.

Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,000/mo
Range: $3,400 - $4,600
Cap Rate (ROI)
6.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$4,000
Maintenance Fees-$0
Property Tax (est.)-$453
Insurance (est.)-$133
Net Cash Flow+$3,414

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $582/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

About 456 - Oakdale

I know 456 - Oakdale well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,667 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

Similar Properties Nearby

Active listings in St. Catharines with similar features

Search
Log in
    12 Glenhurst Circle, St. Catharines | $640,000 | Battaglia Team