$439,000 - 120 Charlie's Island, Hamilton Township
Detached for Sale in Hamilton Township
Popular ListingNeighbourhood: Rural Hamilton
- MLS Number
- X13484386
- Property Type
- Detached
- Status
- active
- Days on Site
- 13
- Bedrooms
- 3
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Hamilton Township
- Listing Brokerage
- ROYAL HERITAGE REALTY LTD.
Welcome to 120 Charlie's Island on stunning Rice Lake. This boat-access-only 3 season cottage offers 115 feet of pristine waterfront and is a quick 2 minute boat ride from the marina. Surrounded by a serene conservation area full of wildlife, inside you will find 3 large spacious bedrooms and a bathroom with washer and dryer hook-ups. Cathedral pine ceilings in the great room and kitchen. Two sliding glass doors to access a wrap-around deck and two skylights in the kitchen will fill the cottage with light. This cottage also comes with a 20 foot 2006 Bennington pontoon boat, With a 50 hp Yamaha 4 stroke engine with only 600 hours, a 68' dock with platform, plenty of water toys-plus a sandy beach for great swimming. Rice lake is a fishing haven in the summer and an abundance of winter activities. You are just minutes from LCBO, pharmacy, convenience store, two restaurants, and a pizzeria. Combine this with western exposure for breathtaking sunsets this is the ultimate cottage escape. Don't miss out. Turn key Cottage with furniture and all chattels included (except yellow leather couch, coffee table in great room, lawn mower and chainsaw and any personal items TBD). Property has an Indoor Compost toilet and a Out House as well. Water is Lake but UV filter allows for use Except Drinking
Estimate your monthly payments for this property
Estimated Payment
$2,252.30/mo
Includes CMHC insurance ($12,248)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Rural Hamilton
Rural Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Rural Hamilton
- •Convenient location in Hamilton Township
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Rural Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
120 Charlie's Island, Hamilton Township
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $627/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in Hamilton Township are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Rural Hamilton
I know Rural Hamilton well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.