$899,900 - 122 Stuart Street, Guelph
Detached for Sale in Guelph
34 days on marketNeighbourhood: St. George's
- MLS Number
- X13587434
- Property Type
- Detached
- Status
- active
- Days on Site
- 34
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Guelph
- Listing Brokerage
- RE/MAX ESCARPMENT REALTY INC.
Welcome to this beautifully renovated home, perfectly situated on one of the most picturesque, tree-lined streets in Guelph's highly sought-after St. George's Park neighbourhood. Originally built in 1910, this exceptional residence has been extensively updated to offer the ideal balance of timeless character and modern living.The bright, open-concept main floor features soaring ceilings, a designer-inspired kitchen, and quality finishes throughout. A unique and highly desirable feature of this home is the main-floor bedroom layout, with two of the three bedrooms conveniently located on the main level, along with a stylish four-piece bathroom with integrated laundry. Whether you are accommodating guests, working from home, raising a family, or looking for the convenience of main-floor living, this versatile layout offers endless possibilities. One bedroom also functions perfectly as a private home office.Just off the kitchen, step outside to a private, fully fenced backyard designed for both relaxation and entertaining. Beautifully landscaped with elegant Armour stone, mature perennial gardens, and inviting outdoor living space, this tranquil setting is the perfect extension of the home.Occupying the entire second level, the primary suite offers a peaceful retreat complete with walk-in closet's, a beautifully appointed three-piece ensuite, and a charming dormer window that fills the space with natural light. St. George's Park is one of Guelph's most cherished neighbourhoods, known for its historic homes, mature trees, vibrant community, and exceptional walkability. Enjoy easy access to downtown Guelph, the River Run Centre, Guelph General Hospital, beautiful parks, shopping, and an outstanding selection of restaurants, coffee shops and local boutiques.Offering timeless character, modern updates, and an unbeatable location, this turnkey home presents a rare opportunity to own in one of Guelph's most established and desirable neighbourhoods.
Estimate your monthly payments for this property
Estimated Payment
$4,616.95/mo
Includes CMHC insurance ($25,107)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. George's
St. George's is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. George's
- •Convenient location in Guelph
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. George's offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
122 Stuart Street, Guelph
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $818/sqft, this property is priced in line with current Guelph market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 34 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About St. George's
I know St. George's well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.