123 Haig Street, St. Catharines

Price: $529,900

5 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13496976

Looking for something with more personality and potential than the typical home in this price range? Welcome to 123 Haig Street, a charming 3+2 bedroom property set on a generous approximately 70' x 150' lot. Conveniently located near QEW access, schools, shopping, and everyday amenities, this property offers both accessibility and a surprisingly private setting. Lovingly maintained, this home showcases timeless character with original wood flooring, trim details, and well-preserved finishes throughout. The main level features a spacious living room, separate dining room, updated kitchen, a 4-piece bathroom, and a primary bedroom with a walk-in closet. Upstairs, you'll find two additional bedrooms and a convenient 2-piece bathroom-a rare feature in a home of this vintage. Currently configured with a self-contained 2-bedroom lower-level suite, the home provides flexibility for multi-generational living, rental income, or an easy conversion back to a single-family residence. The lower level includes large windows, a functional layout, and a 4-piece bathroom, while utility access is conveniently located through a separate exterior entrance. One of the property's standout features is the impressive detached double garage with an attached Quonset-style structure. Whether you're a hobbyist, contractor, entrepreneur, or simply in need of exceptional storage and workspace, this versatile building offers endless possibilities. The expansive lot may also present future development opportunities, subject to municipal approvals. In the meantime, enjoy the benefits of a solid home, substantial property, income potential, and outstanding workshop space-all in a desirable Niagara location. Discover the possibilities waiting for you at 123 Haig Street.

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New Listing
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$529,900 - 123 Haig Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 5 days ago

Neighbourhood: 452 - Haig

5Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13496976
Property Type
Detached
Status
active
Days on Site
5
Bedrooms
5
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Description

Looking for something with more personality and potential than the typical home in this price range? Welcome to 123 Haig Street, a charming 3+2 bedroom property set on a generous approximately 70' x 150' lot. Conveniently located near QEW access, schools, shopping, and everyday amenities, this property offers both accessibility and a surprisingly private setting. Lovingly maintained, this home showcases timeless character with original wood flooring, trim details, and well-preserved finishes throughout. The main level features a spacious living room, separate dining room, updated kitchen, a 4-piece bathroom, and a primary bedroom with a walk-in closet. Upstairs, you'll find two additional bedrooms and a convenient 2-piece bathroom-a rare feature in a home of this vintage. Currently configured with a self-contained 2-bedroom lower-level suite, the home provides flexibility for multi-generational living, rental income, or an easy conversion back to a single-family residence. The lower level includes large windows, a functional layout, and a 4-piece bathroom, while utility access is conveniently located through a separate exterior entrance. One of the property's standout features is the impressive detached double garage with an attached Quonset-style structure. Whether you're a hobbyist, contractor, entrepreneur, or simply in need of exceptional storage and workspace, this versatile building offers endless possibilities. The expansive lot may also present future development opportunities, subject to municipal approvals. In the meantime, enjoy the benefits of a solid home, substantial property, income potential, and outstanding workshop space-all in a desirable Niagara location. Discover the possibilities waiting for you at 123 Haig Street.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,718.66/mo

Includes CMHC insurance ($14,784)

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5%10%50%

5-yr fixed avg.

Principal: $476,910Interest: $323,904
Mortgage Amount$491,694
Total Interest$323,904
Est. Property Tax$375/mo
Total Cost$815,599

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 452 - Haig

Discover 452 - Haig

452 - Haig is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 452 - Haig

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

452 - Haig offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

123 Haig Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
7.1%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$375
Insurance (est.)-$110
Net Cash Flow+$3,115

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $482/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 452 - Haig

I know 452 - Haig well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    123 Haig Street, St. Catharines | $529,900 | Battaglia Team