124 Village Road, St. Catharines

Price: $499,000

6 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13507122

Welcome to this exceptional and rare opportunity to own a versatile income property with solid cash flow potential in a high demand rental location. This 3+3 bedroom bungalow offers approximately 1450 square feet of above grade living space featuring a fully finished basement with a separate entrance, situated on a large 65 x 100 foot lot. This home is ideally located in the highly sought after South St. Catharines neighbourhood. Conveniently within walking distance to the Pen Centre and nearby commercial areas, and just minutes from Brock University, Niagara College, GO transit, and everyday amenities ensuring strong and consistent tenant demand from both students and working professionals. The bright main level features a functional open concept layout with fresh paint (2026), refinished hardwood floors (2026), large windows, and a wood burning fireplace. The family room provides additional living space overlooking the fully fenced backyard, a 4 vehicle driveway (2025), plus year round street parking directly in front. The basement offers a 3 bedroom unit with a kitchenette, living area, and a full bathroom ideal for consistent rental income, student/professionals housing, or extended family. This property offers excellent flexibility for investors seeking strong income potential or for families looking to offset their mortgage .Estimated rental income potential: 6 bedrooms @ $600-$800/month per bedroom. Major updates include air conditioning (2019), patio sliding door (2019), roof(2015 approximately), driveway (2023), and basement egress windows and door (2025) adding peace of mind and functionality. Bring your best offer! Some photos have been virtually staged to help envision the potential of the space.

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New Listing
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$499,000 - 124 Village Road, St. Catharines

Detached for Sale in St. Catharines

New — Listed 7 days ago

Neighbourhood: 461 - Glendale/Glenridge

6Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13507122
Property Type
Detached
Status
active
Days on Site
7
Bedrooms
6
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX REALTY SPECIALISTS INC.
Description

Welcome to this exceptional and rare opportunity to own a versatile income property with solid cash flow potential in a high demand rental location. This 3+3 bedroom bungalow offers approximately 1450 square feet of above grade living space featuring a fully finished basement with a separate entrance, situated on a large 65 x 100 foot lot. This home is ideally located in the highly sought after South St. Catharines neighbourhood. Conveniently within walking distance to the Pen Centre and nearby commercial areas, and just minutes from Brock University, Niagara College, GO transit, and everyday amenities ensuring strong and consistent tenant demand from both students and working professionals. The bright main level features a functional open concept layout with fresh paint (2026), refinished hardwood floors (2026), large windows, and a wood burning fireplace. The family room provides additional living space overlooking the fully fenced backyard, a 4 vehicle driveway (2025), plus year round street parking directly in front. The basement offers a 3 bedroom unit with a kitchenette, living area, and a full bathroom ideal for consistent rental income, student/professionals housing, or extended family. This property offers excellent flexibility for investors seeking strong income potential or for families looking to offset their mortgage .Estimated rental income potential: 6 bedrooms @ $600-$800/month per bedroom. Major updates include air conditioning (2019), patio sliding door (2019), roof(2015 approximately), driveway (2023), and basement egress windows and door (2025) adding peace of mind and functionality. Bring your best offer! Some photos have been virtually staged to help envision the potential of the space.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,560.13/mo

Includes CMHC insurance ($13,922)

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5%10%50%

5-yr fixed avg.

Principal: $449,100Interest: $305,016
Mortgage Amount$463,022
Total Interest$305,016
Est. Property Tax$353/mo
Total Cost$768,039

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 461 - Glendale/Glenridge

Discover 461 - Glendale/Glenridge

461 - Glendale/Glenridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 461 - Glendale/Glenridge

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

461 - Glendale/Glenridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

124 Village Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,000/mo
Range: $3,400 - $4,600
Cap Rate (ROI)
8.5%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$4,000
Maintenance Fees-$0
Property Tax (est.)-$353
Insurance (est.)-$104
Net Cash Flow+$3,543

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

About 461 - Glendale/Glenridge

I know 461 - Glendale/Glenridge well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    124 Village Road, St. Catharines | $499,000 | Battaglia Team