12455 Ninth Line Unit 103, Whitchurch-Stouffville

Price: $569,900

2 bedrooms, 3 bathrooms

1,000 sqft

Property Type: Condo

MLS#: N13816700

Renovated, bright, and move-in ready! This beautifully updated 1,191 sq. ft. 2-bedroom, 2.5-bath corner-unit townhome offers style, space, and comfort. Freshly painted with laminate flooring on the main and second levels, the home features a welcoming living room with gas fireplace, dining room and a kitchen with stainless steel appliances and stylish backsplash. Upstairs, the spacious primary retreat offers double closets and a private 3-piece ensuite, while the generous second bedroom provides plenty of flexibility. Updated bathrooms throughout add to the home's move-in-ready appeal. Enjoy your own large, private, fully fenced patio-perfect for morning coffee, summer dinners, or relaxing outdoors. Located in a quiet, well-maintained complex close to schools, shopping, transit, and everyday amenities.

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active

$569,900 - 12455 Ninth Line Unit 103, Whitchurch-Stouffville

Condo for Sale in Whitchurch-Stouffville

Neighbourhood: Stouffville

2Beds
3Baths
1,000Sq Ft
Condo

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Property Details
MLS Number
N13816700
Property Type
Condo
Status
active
Days on Site
15
Bedrooms
2
Bathrooms
3
Square Feet
1,000 sqft
Neighbourhood
Whitchurch-Stouffville
Taxes (2026)
$2,412
Maintenance Fees
$675/mo
Locker
None
Exposure
North West
Balcony
Terrace
Listing Brokerage
KELLER WILLIAMS REFERRED URBAN REALTY
Description

Renovated, bright, and move-in ready! This beautifully updated 1,191 sq. ft. 2-bedroom, 2.5-bath corner-unit townhome offers style, space, and comfort. Freshly painted with laminate flooring on the main and second levels, the home features a welcoming living room with gas fireplace, dining room and a kitchen with stainless steel appliances and stylish backsplash. Upstairs, the spacious primary retreat offers double closets and a private 3-piece ensuite, while the generous second bedroom provides plenty of flexibility. Updated bathrooms throughout add to the home's move-in-ready appeal. Enjoy your own large, private, fully fenced patio-perfect for morning coffee, summer dinners, or relaxing outdoors. Located in a quiet, well-maintained complex close to schools, shopping, transit, and everyday amenities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,923.88/mo

Includes CMHC insurance ($15,900)

$
$
5%10%50%

5-yr fixed avg.

Principal: $512,910Interest: $348,355
Mortgage Amount$528,810
Total Interest$348,355
Est. Property Tax$404/mo
Total Cost$877,165

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Stouffville

Discover Stouffville

Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Stouffville

  • •Convenient location in Whitchurch-Stouffville
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

12455 Ninth Line Unit 103, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,360/mo
Range: $2,006 - $2,714
Cap Rate (ROI)
2.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,360
Maintenance Fees-$675
Property Tax (est.)-$404
Insurance (est.)-$119
Net Cash Flow+$1,162

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $570/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 15 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $675/month fees should cover building insurance, common elements, and reserve contributions.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Stouffville

I know Stouffville well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,375 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    12455 Ninth Line Unit 103 | $569,900 | Battaglia Team