125 Cathcart Street, Hamilton

Price: $649,900

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13865020

This charming multi-level home offers exceptional space and flexibility, making it ideal for both a large family or a potential duplex conversion. The main level boasts High ceilings while the property spans three floors, with ample room for living, dining. The two units can be opened to be one entire home or the doors separate the two units. The main floor unit features a well-sized 3pc bath, two bedrooms, a spacious kitchen with stainless steel appliances, quartz countertops, smart stoves, dishwasher, soft-close cabinets, under-mount lighting, and upgraded finishes, along with a cozy living room. Upstairs, you'll find 2 additional bedrooms, another 3pc bath, a family room perfect for entertainment, and a second kitchen with similar high-end features. The third floor boasts a large primary bedroom with a private ensuite, creating a peaceful retreat. The home has undergone extensive upgrades, including a new roof, new electrical panels, new plumbing, new windows and new flooring ensuring modern comfort and peace of mind. The addition of a security system, central air conditioning, and a smart thermostat (ECOBEE) adds to the home's convenience and efficiency. Separate entrances provide potential for multi-generational living or rental opportunities. The basement, while unfinished, offers even more potential for customization, while the property itself sits on a generous 24ft x 130ft lot, with rear alley access and proximity to downtown, the hospital, and local amenities. Whether you're looking for a large single-family home or the perfect location for a duplex, this property offers endless possibilities in a sought-after area. **EXTRAS** Both units are separately metered and have separate laundry.

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active
New Listing
1/29

$649,900 - 125 Cathcart Street, Hamilton

Detached for Sale in Hamilton

New — Listed 2 days ago

Neighbourhood: Beasley

5Beds
3Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
X13865020
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Taxes (2026)
$2,520
Listing Brokerage
EXP REALTY
Description

This charming multi-level home offers exceptional space and flexibility, making it ideal for both a large family or a potential duplex conversion. The main level boasts High ceilings while the property spans three floors, with ample room for living, dining. The two units can be opened to be one entire home or the doors separate the two units. The main floor unit features a well-sized 3pc bath, two bedrooms, a spacious kitchen with stainless steel appliances, quartz countertops, smart stoves, dishwasher, soft-close cabinets, under-mount lighting, and upgraded finishes, along with a cozy living room. Upstairs, you'll find 2 additional bedrooms, another 3pc bath, a family room perfect for entertainment, and a second kitchen with similar high-end features. The third floor boasts a large primary bedroom with a private ensuite, creating a peaceful retreat. The home has undergone extensive upgrades, including a new roof, new electrical panels, new plumbing, new windows and new flooring ensuring modern comfort and peace of mind. The addition of a security system, central air conditioning, and a smart thermostat (ECOBEE) adds to the home's convenience and efficiency. Separate entrances provide potential for multi-generational living or rental opportunities. The basement, while unfinished, offers even more potential for customization, while the property itself sits on a generous 24ft x 130ft lot, with rear alley access and proximity to downtown, the hospital, and local amenities. Whether you're looking for a large single-family home or the perfect location for a duplex, this property offers endless possibilities in a sought-after area. **EXTRAS** Both units are separately metered and have separate laundry.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,334.32/mo

Includes CMHC insurance ($18,132)

$
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5%10%50%

5-yr fixed avg.

Principal: $584,910Interest: $397,255
Mortgage Amount$603,042
Total Interest$397,255
Est. Property Tax$460/mo
Total Cost$1,000,297

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Beasley

Discover Beasley

Beasley is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Beasley

  • •Convenient location in Hamilton
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Beasley offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

125 Cathcart Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
5.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$3,005

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $433/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Hamilton.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Beasley

I know Beasley well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    125 Cathcart Street, Hamilton | $649,900 | Battaglia Team