126 Niagara Street, Hamilton

Price: $485,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13830134

A fantastic opportunity for first-time buyers and growing families in a quiet Hamilton Centre neighbourhood! This beautifully maintained and modernized home offers more than 1,400 sq. ft. of bright and comfortable living space with 3 bedrooms, 1.5 bathrooms and spacious principal rooms throughout. Updated main-floor flooring and fresh, light-toned walls throughout create a bright and airy feel, while the generous eat-in kitchen offers plenty of space for family meals and large main floor living area for everyday living. Thoughtful updates provide added peace of mind, including the roof completed in 2019, furnace and air conditioning in 2018, and an on-demand water heater installed in 2021.Step outside to a fabulous deep backyard featuring a deck perfect for entertaining and a large grassy area with plenty of room for kids and furry family members to play. Front drive parking adds everyday convenience. Enjoy a central location just minutes from Pier 4, Bayfront Park, the restaurants and shops of vibrant James Street North, downtown Hamilton and easy highway access. A wonderful combination of space, updates, outdoor living and location, ready for its next family to call home!

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$485,000 - 126 Niagara Street, Hamilton

Detached for Sale in Hamilton

Popular Listing

Neighbourhood: Industrial Sector

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13830134
Property Type
Detached
Status
active
Days on Site
12
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Lot Size
2,917 sqft
Taxes (2026)
$2,553
Listing Brokerage
ROYAL LEPAGE STATE REALTY
Description

A fantastic opportunity for first-time buyers and growing families in a quiet Hamilton Centre neighbourhood! This beautifully maintained and modernized home offers more than 1,400 sq. ft. of bright and comfortable living space with 3 bedrooms, 1.5 bathrooms and spacious principal rooms throughout. Updated main-floor flooring and fresh, light-toned walls throughout create a bright and airy feel, while the generous eat-in kitchen offers plenty of space for family meals and large main floor living area for everyday living. Thoughtful updates provide added peace of mind, including the roof completed in 2019, furnace and air conditioning in 2018, and an on-demand water heater installed in 2021.Step outside to a fabulous deep backyard featuring a deck perfect for entertaining and a large grassy area with plenty of room for kids and furry family members to play. Front drive parking adds everyday convenience. Enjoy a central location just minutes from Pier 4, Bayfront Park, the restaurants and shops of vibrant James Street North, downtown Hamilton and easy highway access. A wonderful combination of space, updates, outdoor living and location, ready for its next family to call home!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,488.30/mo

Includes CMHC insurance ($13,532)

$
$
5%10%50%

5-yr fixed avg.

Principal: $436,500Interest: $296,459
Mortgage Amount$450,032
Total Interest$296,459
Est. Property Tax$344/mo
Total Cost$746,490

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Industrial Sector

Discover Industrial Sector

Industrial Sector is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Industrial Sector

  • •Convenient location in Hamilton
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Industrial Sector offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

126 Niagara Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$344
Insurance (est.)-$101
Net Cash Flow+$2,355

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $441/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Industrial Sector

I know Industrial Sector well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    126 Niagara Street, Hamilton | $485,000 | Battaglia Team