1275 Wharf Street, Pickering

Price: $2,600,000

4 bedrooms, 3 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: E13500404

An impressive 90 feet of private shoreline on Frenchman's Bay! This amazing property offers true direct and sheltered waterfront access a rarity anywhere in the GTA. Complete with 4-bedrooms and three full baths, this custom home offers a unique layout with breathtaking views from the second-story kitchen and living room, where expansive windows open onto a spacious wraparound veranda. Nestled in the heart of Frenchman's Bay Nautical Village, you're steps from the beach, scenic trails, marinas, and restaurants in a vibrant, southern-inspired community. This property offers an exceptional waterfront lifestyle. Paddleboarding, sailing, and kitesurfing in the summer or skating and ice fishing just steps from home in the winter. No matter what season, the views are always exceptional. The property also features a rebuilt seawall and private dock above all previous flood levels with capacity for multiple vessels with direct access to Lake Ontario. Lovingly maintained by its original owners, this timeless home is ready for its next chapter of sunsets, waterfront beauty, and year-round recreation.

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$2,600,000 - 1275 Wharf Street, Pickering

Detached for Sale in Pickering

Popular Listing

Neighbourhood: Bay Ridges

4Beds
3Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
E13500404
Property Type
Detached
Status
active
Days on Site
8
Bedrooms
4
Bathrooms
3
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Pickering
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

An impressive 90 feet of private shoreline on Frenchman's Bay! This amazing property offers true direct and sheltered waterfront access a rarity anywhere in the GTA. Complete with 4-bedrooms and three full baths, this custom home offers a unique layout with breathtaking views from the second-story kitchen and living room, where expansive windows open onto a spacious wraparound veranda. Nestled in the heart of Frenchman's Bay Nautical Village, you're steps from the beach, scenic trails, marinas, and restaurants in a vibrant, southern-inspired community. This property offers an exceptional waterfront lifestyle. Paddleboarding, sailing, and kitesurfing in the summer or skating and ice fishing just steps from home in the winter. No matter what season, the views are always exceptional. The property also features a rebuilt seawall and private dock above all previous flood levels with capacity for multiple vessels with direct access to Lake Ontario. Lovingly maintained by its original owners, this timeless home is ready for its next chapter of sunsets, waterfront beauty, and year-round recreation.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$11,500.68/mo

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5%20%50%

5-yr fixed avg.

Principal: $2,080,000Interest: $1,370,203
Mortgage Amount$2,080,000
Total Interest$1,370,203
Est. Property Tax$1,842/mo
Total Cost$3,450,203

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Bay Ridges

Discover Bay Ridges

Bay Ridges is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Bay Ridges

  • Convenient location in Pickering
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Bay Ridges offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1275 Wharf Street, Pickering

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
0.5%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$1,842
Insurance (est.)-$542
Net Cash Flow+$1,166

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1040/sqft, this property is priced in line with current Pickering market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in Pickering are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Pickering. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Bay Ridges

I know Bay Ridges well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Pickering properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $10,833 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    1275 Wharf Street, Pickering | $2,600,000 | Battaglia Team