12855 Ninth Line, Whitchurch-Stouffville

Price: $899,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: N13831876

Relaxed country living at the edge of Town-The home sits on a 100'x 200' yard backing onto creek & conservation, with nature all around. Spacious well maintained 3+1 bedroom bungalow , finished basement with detached 18'x 42' garage . Country-style kit with centre island, breakfast bar, pantry, B/I appliances open to dining area. Large front porch wraps around the south side with walk-out from dining room a perfect spot for the BBQ , there are stairs leading down to large patio and above ground pool. Open concept living room offers plenty of room to entertain family & friends. Master bedroom with custom built-in oak closet, plus 2 more bedrooms. The finished lower level with 4th Br, games rm, rec room ,bar & large windows brings the sunlight in-ideal for teenagers, inlaw suite, home office & extended family ! Close to all amenities ,schools, parks, shopping ,golf. Enjoy the outdoors, extra space without giving up the convenience of town !

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active

$899,900 - 12855 Ninth Line, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

Popular Listing

Neighbourhood: Stouffville

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
N13831876
Property Type
Detached
Status
active
Days on Site
11
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Whitchurch-Stouffville
Taxes (2026)
$6,235
Listing Brokerage
GALLO REAL ESTATE LTD.
Description

Relaxed country living at the edge of Town-The home sits on a 100'x 200' yard backing onto creek & conservation, with nature all around. Spacious well maintained 3+1 bedroom bungalow , finished basement with detached 18'x 42' garage . Country-style kit with centre island, breakfast bar, pantry, B/I appliances open to dining area. Large front porch wraps around the south side with walk-out from dining room a perfect spot for the BBQ , there are stairs leading down to large patio and above ground pool. Open concept living room offers plenty of room to entertain family & friends. Master bedroom with custom built-in oak closet, plus 2 more bedrooms. The finished lower level with 4th Br, games rm, rec room ,bar & large windows brings the sunlight in-ideal for teenagers, inlaw suite, home office & extended family ! Close to all amenities ,schools, parks, shopping ,golf. Enjoy the outdoors, extra space without giving up the convenience of town !

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

$
$
5%10%50%

5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Stouffville

Discover Stouffville

Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Stouffville

  • •Convenient location in Whitchurch-Stouffville
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

12855 Ninth Line, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,376

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $818/sqft, this property is priced in line with current Whitchurch-Stouffville market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitchurch-Stouffville. Good resale value as demand remains consistent.

About Stouffville

I know Stouffville well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    12855 Ninth Line, Whitchurch-Stouffville | $899,900 | Battaglia Team