$849,999 - 1295 Wharf Street Unit 21, Pickering
Townhouse for Sale in Pickering
Neighbourhood: Bay Ridges
- MLS Number
- E13609540
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 27
- Bedrooms
- 2
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Pickering
- Listing Brokerage
- CMI REAL ESTATE INC.
Lakeside Living at Frenchman's Bay! Welcome to this stunning 2+1 bedroom, 3-bathroom townhouse in one of Pickering's most sought-after waterfront communities. Featuring a bright and spacious open-concept layout, this home is highlighted by soaring vaulted ceilings in the living room and a modern kitchen designed for both everyday living and entertaining. The second floor offers a generously sized bedroom with its own private ensuite bathroom, along with a large den that provides the perfect space for a home office, reading nook, or guest area. The entire third floor is dedicated to an impressive primary retreat, complete with a luxurious 5-piece ensuite and a private walk-out balcony. Every bedroom enjoys access to its own bathroom, providing exceptional comfort and privacy. Residents enjoy access to a community pool and an unbeatable location in a vibrant lakeside neighbourhood. Just steps from the waterfront trails, Frenchman's Bay, and Lake Ontario, and only minutes to the Boardwalk, restaurants, coffee shops, Highway 401, transit, shopping, and parks. A rare opportunity to own in one of Pickering's most desirable lakeside communities, where convenience, recreation, and waterfront living come together.
Estimate your monthly payments for this property
Estimated Payment
$4,360.93/mo
Includes CMHC insurance ($23,715)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Bay Ridges
Bay Ridges is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Bay Ridges
- •Convenient location in Pickering
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Bay Ridges offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
1295 Wharf Street Unit 21, Pickering
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $567/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Pickering have shown strong appreciation as families seek more space.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About Bay Ridges
I know Bay Ridges well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Pickering properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,542 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.