13086 Winston Churchill Boulevard, Halton Hills

Price: $1,299,990

3 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: W13788558

Wake up to the peaceful sound of the Credit River at this inviting bungaloft, set on a gorgeous 0.72-acre property in Terra Cotta. Backing directly onto the river and surrounded by mature greenery, this is a setting that invites you to slow down and enjoy every season outdoors. Sip your morning coffee by the water, entertain on the two-tiered deck or explore nearby trails and conservation areas. Terra Cotta is loved for its quiet village character, beautiful countryside and year-round recreation-an ideal match for nature lovers and active lifestyles. Lovingly cared for and upgraded over the years, the home offers a flexible layout that can evolve with your needs. Off the foyer, the living room and sunroom capture extraordinary views across the property. Complete with a 4-pc bath and direct deck access, this versatile space could function as additional living quarters, a private area for extended family or a peaceful everyday retreat. Above, a bright loft with skylights and windows extending across the wall provides inspiring green-space views. Use it as a home office, reading nook, creative studio or optional bedroom. The renovated kitchen combines quartz counters, solid-wood soft-close cabinetry, a waterfall island, stainless-steel appliances and deck access-bringing the natural setting into daily life. The adjoining family room is warm and comfortable, while two updated bedrooms and renovated main-level bathroom provide an easy, functional layout. The finished basement adds a spacious bedroom, bathroom and extensive built-in storage, providing flexibility for guests, hobbies or multigenerational living. Major improvements include updated siding and insulation, a whole-home Generac generator, Carrier heat pump, refurbished septic, updated windows and roof, garage door and epoxy flooring, plus a water softener, reverse-osmosis drinking water and UV treatment. A riverfront setting offering privacy, versatility and the beauty of Terra Cotta right outside your door.

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active

$1,299,990 - 13086 Winston Churchill Boulevard, Halton Hills

Detached for Sale in Halton Hills

Neighbourhood: 1049 - Rural Halton Hills

3Beds
3Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
W13788558
Property Type
Detached
Status
active
Days on Site
22
Bedrooms
3
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Halton Hills
Taxes (2025)
$4,902
Listing Brokerage
Royal LePage Real Estate Associates
Description

Wake up to the peaceful sound of the Credit River at this inviting bungaloft, set on a gorgeous 0.72-acre property in Terra Cotta. Backing directly onto the river and surrounded by mature greenery, this is a setting that invites you to slow down and enjoy every season outdoors. Sip your morning coffee by the water, entertain on the two-tiered deck or explore nearby trails and conservation areas. Terra Cotta is loved for its quiet village character, beautiful countryside and year-round recreation-an ideal match for nature lovers and active lifestyles. Lovingly cared for and upgraded over the years, the home offers a flexible layout that can evolve with your needs. Off the foyer, the living room and sunroom capture extraordinary views across the property. Complete with a 4-pc bath and direct deck access, this versatile space could function as additional living quarters, a private area for extended family or a peaceful everyday retreat. Above, a bright loft with skylights and windows extending across the wall provides inspiring green-space views. Use it as a home office, reading nook, creative studio or optional bedroom. The renovated kitchen combines quartz counters, solid-wood soft-close cabinetry, a waterfall island, stainless-steel appliances and deck access-bringing the natural setting into daily life. The adjoining family room is warm and comfortable, while two updated bedrooms and renovated main-level bathroom provide an easy, functional layout. The finished basement adds a spacious bedroom, bathroom and extensive built-in storage, providing flexibility for guests, hobbies or multigenerational living. Major improvements include updated siding and insulation, a whole-home Generac generator, Carrier heat pump, refurbished septic, updated windows and roof, garage door and epoxy flooring, plus a water softener, reverse-osmosis drinking water and UV treatment. A riverfront setting offering privacy, versatility and the beauty of Terra Cotta right outside your door.

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Estimated Payment

$5,750.29/mo

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5-yr fixed avg.

Principal: $1,039,992Interest: $685,096
Mortgage Amount$1,039,992
Total Interest$685,096
Est. Property Tax$921/mo
Total Cost$1,725,088

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 1049 - Rural Halton Hills

Discover 1049 - Rural Halton Hills

1049 - Rural Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 1049 - Rural Halton Hills

  • •Convenient location in Halton Hills
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

1049 - Rural Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

13086 Winston Churchill Boulevard, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
1.5%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$921
Insurance (est.)-$271
Net Cash Flow+$1,608

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $867/sqft, this property is priced in line with current Halton Hills market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 1049 - Rural Halton Hills

I know 1049 - Rural Halton Hills well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    13086 Winston Churchill Boulevard | $1,299,990 | Battaglia Team