137 Ford Street, Kingston

Price: $399,900

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: X13436702

Welcome to 137 Ford St, a stunningly maintained 2-bedroom semi-detached home that is truly a pleasure to show. The main floor boasts a bright, open-concept living area featuring luxury vinyl flooring and an abundance of natural light. The updated kitchen comes complete with granite countertops, elegant cabinetry, and ample storage. Large windows offer a clear view of the impressive 160-foot deep backyard, filling the space with brightness. On the upper level, you will find two bedrooms and a beautifully remodeled 4-piece bathroom. The primary bedroom offers generous proportions and includes a massive walk-in closet. The spa-like main bathroom has been upgraded with a glass-enclosed shower, a spacious bathtub, and a new vanity with modern lighting. The lower level is partially finished with a recreation room and features a separate entrance, providing excellent in-law suite potential (A5 zoning will allow for secondary unit). Situated close to schools, downtown, and a variety of local amenities, this home offers incredible value and versatility. This is a truly turn-key opportunity for stylish living in the heart of the city, featuring several recent capital improvements: Updated windows and flooring, Newer gas furnace and central air, Recently re-shingled roof, New doors. The property is easy to show and quick closing is available.

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$399,900 - 137 Ford Street, Kingston

Semi-Detached for Sale in Kingston

Neighbourhood: 23 - Rideau

2Beds
1Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
X13436702
Property Type
Semi-Detached
Status
active
Days on Site
28
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Kingston
Listing Brokerage
RE/MAX RISE EXECUTIVES, BROKERAGE
Description

Welcome to 137 Ford St, a stunningly maintained 2-bedroom semi-detached home that is truly a pleasure to show. The main floor boasts a bright, open-concept living area featuring luxury vinyl flooring and an abundance of natural light. The updated kitchen comes complete with granite countertops, elegant cabinetry, and ample storage. Large windows offer a clear view of the impressive 160-foot deep backyard, filling the space with brightness. On the upper level, you will find two bedrooms and a beautifully remodeled 4-piece bathroom. The primary bedroom offers generous proportions and includes a massive walk-in closet. The spa-like main bathroom has been upgraded with a glass-enclosed shower, a spacious bathtub, and a new vanity with modern lighting. The lower level is partially finished with a recreation room and features a separate entrance, providing excellent in-law suite potential (A5 zoning will allow for secondary unit). Situated close to schools, downtown, and a variety of local amenities, this home offers incredible value and versatility. This is a truly turn-key opportunity for stylish living in the heart of the city, featuring several recent capital improvements: Updated windows and flooring, Newer gas furnace and central air, Recently re-shingled roof, New doors. The property is easy to show and quick closing is available.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,051.69/mo

Includes CMHC insurance ($11,157)

$
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5%10%50%

5-yr fixed avg.

Principal: $359,910Interest: $244,441
Mortgage Amount$371,067
Total Interest$244,441
Est. Property Tax$283/mo
Total Cost$615,508

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 23 - Rideau

Discover 23 - Rideau

23 - Rideau is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 23 - Rideau

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

23 - Rideau offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

137 Ford Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
6.1%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$283
Insurance (est.)-$83
Net Cash Flow+$2,034

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $571/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 23 - Rideau

I know 23 - Rideau well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    137 Ford Street, Kingston | $399,900 | Battaglia Team