138 Major Street, Toronto C01

Price: $999,000

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Townhouse

MLS#: C13526018

Elegant vintage Victorian. Highly desirable Harbord Village. Charming 3 storey, 4 bedroom home. Period details: soaring ceilings, ornate stained glass. Generous 2,350 sq ft with 2 storey rear addition and parking. Flexible spaces -fully vacant! Keep the current configuration, two family home for multi-generation living/investment, or convert to single family. Main + Basement: 2 bedroom, 2 bathroom unit. Renovated Kitchen with stainless steel appliances, quartz counters and induction cooktop. Enchanting private yard. Upper: exceptionally bright and spacious two level, 3 bedroom unit. Sprawling kitchen with Spanish terracotta tiles. Skylights and light well, roof deck. Coveted street, steps to Harbord hotspots-Emmer, Dreyfus, Rasa and more. Stone's throw from U of T. Minutes to hospital row, Queen's Park and Bay Street.

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active
New Listing
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$999,000 - 138 Major Street, Downtown Toronto

Townhouse for Sale in Downtown Toronto

New — Listed yesterday

Neighbourhood: University

5Beds
3Baths
1,500 - 1,999Sq Ft
Townhouse
Property Details
MLS Number
C13526018
Property Type
Townhouse
Status
active
Days on Site
1
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Downtown Toronto / Waterfront
Listing Brokerage
SUTTON GROUP-ASSOCIATES REALTY INC.
Description

Elegant vintage Victorian. Highly desirable Harbord Village. Charming 3 storey, 4 bedroom home. Period details: soaring ceilings, ornate stained glass. Generous 2,350 sq ft with 2 storey rear addition and parking. Flexible spaces -fully vacant! Keep the current configuration, two family home for multi-generation living/investment, or convert to single family. Main + Basement: 2 bedroom, 2 bathroom unit. Renovated Kitchen with stainless steel appliances, quartz counters and induction cooktop. Enchanting private yard. Upper: exceptionally bright and spacious two level, 3 bedroom unit. Sprawling kitchen with Spanish terracotta tiles. Skylights and light well, roof deck. Coveted street, steps to Harbord hotspots-Emmer, Dreyfus, Rasa and more. Stone's throw from U of T. Minutes to hospital row, Queen's Park and Bay Street.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,125.39/mo

Includes CMHC insurance ($27,872)

$
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5%10%50%

5-yr fixed avg.

Principal: $899,100Interest: $610,644
Mortgage Amount$926,972
Total Interest$610,644
Est. Property Tax$708/mo
Total Cost$1,537,616

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: University

Discover University

University is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in University

  • Convenient location in Downtown Toronto / Waterfront
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

University offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

138 Major Street, Downtown Toronto / Waterfront

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,430/mo
Range: $2,916 - $3,944
Cap Rate (ROI)
3.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,430
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$2,514

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $666/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Downtown Toronto's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Downtown Toronto have shown strong appreciation as families seek more space.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Downtown Toronto.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About University

I know University well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    138 Major Street | $999,000 | Battaglia Team