14 Shetland Crescent, St. Catharines

Price: $589,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13496564

Welcome to this beautifully maintained 3-bedroom, 2-bathroom family home, perfectly situated on a quiet crescent in one of St. Catharines' established and sought-after neighbourhoods. Offering a warm, functional layout with plenty of space to grow, this home is ideal for first-time buyers, young families, or anyone looking for a move-in-ready property in a fantastic location.The attractive stamped concrete front patio creates a welcoming first impression and leads to the covered front porch. Inside you will find a bright and inviting living room showcases beautiful new hardwood flooring and flows seamlessly into the dining area, creating the perfect setting for everyday living and family gatherings. The spacious kitchen offers plenty of cabinetry, a convenient movable island, and overlooks the cozy family room featuring a gas fireplace and patio doors leading to the backyard. Upstairs, you'll find three generously sized bedrooms and two full bathrooms, providing comfortable space for the whole family. The lower level offers two unfinished basement areas, ready to be transformed into a rec room, home gym, office, playroom, or additional living or keep as storage space to suit your family's needs. Step outside and enjoy your own private, fully fenced backyard oasis featuring a relaxing a relaxing hot tub and plenty of room for children and pets to play, summer barbecues, or evenings with family and friends. Roof is appox 8 years old and has a LeafFilter gutter protection system that adds valuable low-maintenance convenience. Located just minutes from excellent schools, parks, playgrounds, shopping, restaurants, public transit, the Welland Canal Parkway Trail, and with quick access to Highway 406 and the QEW, this home offers the perfect combination of comfort, convenience, and family-friendly living. Don't miss your opportunity to make this wonderful house your next home.

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$589,900 - 14 Shetland Crescent, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 450 - E. Chester

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13496564
Property Type
Detached
Status
active
Days on Site
11
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
REVEL Realty Inc., Brokerage
Description

Welcome to this beautifully maintained 3-bedroom, 2-bathroom family home, perfectly situated on a quiet crescent in one of St. Catharines' established and sought-after neighbourhoods. Offering a warm, functional layout with plenty of space to grow, this home is ideal for first-time buyers, young families, or anyone looking for a move-in-ready property in a fantastic location.The attractive stamped concrete front patio creates a welcoming first impression and leads to the covered front porch. Inside you will find a bright and inviting living room showcases beautiful new hardwood flooring and flows seamlessly into the dining area, creating the perfect setting for everyday living and family gatherings. The spacious kitchen offers plenty of cabinetry, a convenient movable island, and overlooks the cozy family room featuring a gas fireplace and patio doors leading to the backyard. Upstairs, you'll find three generously sized bedrooms and two full bathrooms, providing comfortable space for the whole family. The lower level offers two unfinished basement areas, ready to be transformed into a rec room, home gym, office, playroom, or additional living or keep as storage space to suit your family's needs. Step outside and enjoy your own private, fully fenced backyard oasis featuring a relaxing a relaxing hot tub and plenty of room for children and pets to play, summer barbecues, or evenings with family and friends. Roof is appox 8 years old and has a LeafFilter gutter protection system that adds valuable low-maintenance convenience. Located just minutes from excellent schools, parks, playgrounds, shopping, restaurants, public transit, the Welland Canal Parkway Trail, and with quick access to Highway 406 and the QEW, this home offers the perfect combination of comfort, convenience, and family-friendly living. Don't miss your opportunity to make this wonderful house your next home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,026.49/mo

Includes CMHC insurance ($16,458)

$
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5%10%50%

5-yr fixed avg.

Principal: $530,910Interest: $360,580
Mortgage Amount$547,368
Total Interest$360,580
Est. Property Tax$418/mo
Total Cost$907,948

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 450 - E. Chester

Discover 450 - E. Chester

450 - E. Chester is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 450 - E. Chester

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

450 - E. Chester offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

14 Shetland Crescent, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$418
Insurance (est.)-$123
Net Cash Flow+$2,259

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $536/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 450 - E. Chester

I know 450 - E. Chester well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,458 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    14 Shetland Crescent, St. Catharines | $589,900 | Battaglia Team