141 Church Street Unit 201, St. Catharines

Price: $324,500

2 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: X13541788

Almost everything is included in one monthly condo fee: heat, hydro, water, air conditioning, high-speed internet, cable TV, and a secure covered parking space. It's a rare opportunity to enjoy truly worry-free living with fewer monthly bills and more time to enjoy everything downtown St. Catharines has to offer. This bright corner suite offers approximately 1,250 sq. ft. of thoughtfully designed living space, with windows on two sides filling the home with natural light. Inside, you'll find two generously sized bedrooms plus a versatile flex room that's ideal as a den, home office, hobby room, or occasional guest space. The beautifully renovated kitchen, completed in 2026, and fresh paint throughout mean all the hard work has already been done. Simply move in and start enjoying your new home. The spacious open concept living and dining area, enhanced by California shutters, offers plenty of room for everyday living or entertaining family and friends. A bonus storage room provides excellent storage today and offers the potential for future in-suite laundry, while the convenient two-piece powder room near the foyer is perfect for guests. The amenities are equally impressive and conveniently located on the same floor as this unit, including a party room, fitness room with sauna, BBQ terrace, and a dedicated laundry room exclusive for your floor, shared with 3 neighbours, all included in your maintenance fees. Controlled entry, an on-site superintendent, and a well-maintained building provide additional peace of mind. Step outside and experience one of St. Catharines' most walkable neighbourhoods. Enjoy a stroll to Montebello Park and its beautiful rose garden, the FirstOntario Performing Arts Centre, the Meridian Centre, the Farmers' Market, and the restaurants, cafés, and boutiques along vibrant St. Paul Street. Whether you're looking to simplify, downsize, or embrace an urban lifestyle, this move-in-ready condo delivers exceptional value in the heart of the city.

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$324,500 - 141 Church Street Unit 201, St. Catharines

Condo for Sale in St. Catharines

46 days on market

Neighbourhood: 451 - Downtown

2Beds
2Baths
1,200Sq Ft
Condo
Property Details
MLS Number
X13541788
Property Type
Condo
Status
active
Days on Site
46
Bedrooms
2
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
West
Balcony
Enclosed
Listing Brokerage
REVEL Realty Inc., Brokerage
Description

Almost everything is included in one monthly condo fee: heat, hydro, water, air conditioning, high-speed internet, cable TV, and a secure covered parking space. It's a rare opportunity to enjoy truly worry-free living with fewer monthly bills and more time to enjoy everything downtown St. Catharines has to offer. This bright corner suite offers approximately 1,250 sq. ft. of thoughtfully designed living space, with windows on two sides filling the home with natural light. Inside, you'll find two generously sized bedrooms plus a versatile flex room that's ideal as a den, home office, hobby room, or occasional guest space. The beautifully renovated kitchen, completed in 2026, and fresh paint throughout mean all the hard work has already been done. Simply move in and start enjoying your new home. The spacious open concept living and dining area, enhanced by California shutters, offers plenty of room for everyday living or entertaining family and friends. A bonus storage room provides excellent storage today and offers the potential for future in-suite laundry, while the convenient two-piece powder room near the foyer is perfect for guests. The amenities are equally impressive and conveniently located on the same floor as this unit, including a party room, fitness room with sauna, BBQ terrace, and a dedicated laundry room exclusive for your floor, shared with 3 neighbours, all included in your maintenance fees. Controlled entry, an on-site superintendent, and a well-maintained building provide additional peace of mind. Step outside and experience one of St. Catharines' most walkable neighbourhoods. Enjoy a stroll to Montebello Park and its beautiful rose garden, the FirstOntario Performing Arts Centre, the Meridian Centre, the Farmers' Market, and the restaurants, cafés, and boutiques along vibrant St. Paul Street. Whether you're looking to simplify, downsize, or embrace an urban lifestyle, this move-in-ready condo delivers exceptional value in the heart of the city.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,664.85/mo

Includes CMHC insurance ($9,054)

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5-yr fixed avg.

Principal: $292,050Interest: $198,352
Mortgage Amount$301,104
Total Interest$198,352
Est. Property Tax$230/mo
Total Cost$499,456

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

141 Church Street Unit 201, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,520/mo
Range: $2,142 - $2,898
Cap Rate (ROI)
5.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,520
Maintenance Fees-$780
Property Tax (est.)-$230
Insurance (est.)-$68
Net Cash Flow+$1,442

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $270/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 46 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    141 Church Street Unit 201, St. Catharines | $324,500 | Battaglia Team