$598,500 - 143 Elgin Street Unit 84, Cambridge
Townhouse for Sale in Cambridge
70 days on market- MLS Number
- X13053450
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 70
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- RE/MAX TWIN CITY REALTY INC.
Welcome to 84-143 Elgin Street North, Cambridge, located in The Vineyard Townhomes a refined French-inspired community known for elegant stone exteriors, arched rooflines, and modern black accents. This end-unit townhouse offers enhanced privacy, abundant natural light, and a rare blend of style, comfort, and functionality. Featuring 3 bedrooms and 2.5 bathrooms, this beautifully finished, move-in ready home is ideal for families, professionals, or investors. Conveniently located between Franklin Blvd and Dundas St N, you're minutes from parks, schools, shopping, restaurants, transit, and quick access to Hwy 401 and Hwy 8. The main level welcomes you with a spacious foyer, versatile den perfect for a home office or additional living space and interior garage access. A few steps up, the bright open-concept layout is designed for everyday living and entertaining. The kitchen features stainless steel appliances, stylish backsplash, under-cabinet lighting, generous counter space, and a large island with seating for three. The dining area accommodates a table for six and flows into the inviting living room, complete with French doors leading to a charming front veranda ideal for relaxing outdoors. A 2-piece bathroom and laundry area complete this level. Upstairs offers three spacious bedrooms, including a primary suite with walk-in closet and private 3-piece ensuite with walk-in shower. Two additional bedrooms and a full 4-piece bathroom provide flexible space. Built with efficiency and long-term value in mind, this home includes triple-glazed energy-efficient windows, R-60 attic insulation, ERV system, smart thermostat, 30-year asphalt shingles, and an insulated garage door. Exterior features include a poured concrete porch, fully sodded lot, One outdoor water taps, and 100-amp electrical service. Gas-fired rental hot water heater. A fantastic opportunity to own a low-maintenance home in a desirable Cambridge location. **Virtually staged**.
Estimate your monthly payments for this property
Estimated Payment
$3,070.62/mo
Includes CMHC insurance ($16,698)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
143 Elgin Street Unit 84, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $399/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 70 days on site, this property has exceeded the typical selling timeline for Cambridge. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Cambridge have shown strong appreciation as families seek more space.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,494 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.