$999,999 - 144 Geneva Street, St. Catharines
Multi-Family for Sale in St. Catharines
Popular ListingNeighbourhood: 451 - Downtown
- MLS Number
- X13491452
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 12
- Bedrooms
- 13
- Bathrooms
- 9
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE
Welcome to this stunning century home situated on a rare quarter-acre lot in the heart of St. Catharines. Complementing the main residence is an attached building , thoughtfully designed with additional rooms that are all currently rented out. Nestled in a prime location in downtown St. Catharines, this unique property boasts a spacious lot of 66 x 165 feet, offering ample space and convenience. Main home features 3 bedrooms providing comfort and tranquility, along with 3 bathrooms. A versatile attic space perfect for a bedroom, home office, studio, or extra storage.Unwind in your private hot tub room, complete with a balcony for serene outdoor relaxation. Enjoy cooking in a kitchen featuring a charming brick wall and luxurious granite countertops.Zoned R3 triplex, offering potential for investment and rental income. A large, inviting porch perfect for enjoying your morning coffee or relaxing in the evening. Parking space for up to 9 vehicles, a rare find in this area. Durable steel roof with a 50-year warranty, ensuring peace of mind and low maintenance. This century home is not just a residence but a lifestyle. Whether you're looking for a family home or an investment property, this house offers endless possibilities. Don't miss out on this rare opportunity.
Estimate your monthly payments for this property
Estimated Payment
$5,130.51/mo
Includes CMHC insurance ($27,900)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
144 Geneva Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $400/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Excellent Flexibility
With 13 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 9 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,167 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.