$747,000 - 146 Ottawa Street, Hamilton
Detached for Sale in Hamilton
Popular ListingNeighbourhood: Delta
- MLS Number
- X13658972
- Property Type
- Detached
- Status
- active
- Days on Site
- 13
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- EXP REALTY
Fall in love with the timeless character of this bright, beautifully updated 2-storey brick home, where classic charm meets modern living. Exceptional curb appeal with an inviting covered front porch, new stone patio, steps & landing (2023), new front door & railing (2025), and beautiful perennial gardens.Inside, bamboo flooring in the kitchen and hardwood on the 2nd floor complement the home's character. The open-concept kitchen features pot lights, stylish two-tone cabinetry, granite breakfast bar, new sink & faucet and dishwasher (2026), overlooking the bright dining room. The spacious living room is perfect for entertaining or relaxing, while the main-floor laundry includes a new washer & dryer (2026).The 2nd floor offers 3 spacious bedrooms, including a generous primary with newer window (2021), plus a beautifully renovated 4-piece bath with new vanity & lighting (2026). The finished 3rd-floor loft offers versatile space for a teen retreat, home office, studio or guest room.The fully finished basement suite with separate entrance features a modern kitchen (2020), living area and 4-piece bath-ideal for extended or multi-generational family living. The fully fenced backyard offers a spacious deck overlooking a relaxing fountain, lower deck with gazebo (2022) and storage shed.Steps to Gage Park and the vibrant Ottawa Street shopping district, with its popular cafés, restaurants and boutiques. Conveniently located near schools, parks and public transit, with future LRT stops planned at Ottawa Street and Gage Park. Enjoy exceptional walkability and a vibrant, family-friendly lifestyle in one of Hamilton's most sought-after neighbourhoods.
Estimate your monthly payments for this property
Estimated Payment
$3,832.50/mo
Includes CMHC insurance ($20,841)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Delta
Delta is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Delta
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Delta offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
146 Ottawa Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $679/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Delta
I know Delta well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,113 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.