14703 Ninth Line, Whitchurch-Stouffville

Price: $1,600,000

4 bedrooms, 3 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: N13443268

Welcome to this beautifully renovated waterfront retreat on sought-after Musselman's Lake, offering the perfect blend of year-round living, cottage charm, and investment potential. Just minutes from the Stouffville GO Station, shopping, restaurants, and everyday amenities, this stunning raised bungalow showcases breathtaking panoramic lake views, a private dock, and a walkout lower level. Fully renovated from top to bottom, the home features a brand-new kitchen, new flooring throughout, updated finishes, and exceptional pride of ownership. The spacious primary bedroom includes a private ensuite, creating a comfortable and relaxing retreat. Offering 3+1 bedrooms and 3 full bathrooms, this versatile layout is ideal for families, multi-generational living, weekend getaways, or entertaining guests. The walkout lower level provides additional living space, while the separate hydro-equipped bunkie offers endless possibilities as a guest suite, home office, studio, or extra storage. Additional features include an awning-covered patio, laundry facilities, three portable A/C and heating units, and ample outdoor space for entertaining and enjoying the waterfront setting. Enjoy boating, fishing, swimming, skating, and year-round recreation right from your backyard. A fantastic opportunity for homeowners, investors, or those seeking an all-season cottage lifestyle. Potential for short-term rental income (buyer to verify all local bylaws and regulations).Experience waterfront living at its finest-just a short drive from Toronto.

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$1,600,000 - 14703 Ninth Line, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

Neighbourhood: Rural Whitchurch-Stouffville

4Beds
3Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
N13443268
Property Type
Detached
Status
active
Days on Site
22
Bedrooms
4
Bathrooms
3
Square Feet
700 - 1,099 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Description

Welcome to this beautifully renovated waterfront retreat on sought-after Musselman's Lake, offering the perfect blend of year-round living, cottage charm, and investment potential. Just minutes from the Stouffville GO Station, shopping, restaurants, and everyday amenities, this stunning raised bungalow showcases breathtaking panoramic lake views, a private dock, and a walkout lower level. Fully renovated from top to bottom, the home features a brand-new kitchen, new flooring throughout, updated finishes, and exceptional pride of ownership. The spacious primary bedroom includes a private ensuite, creating a comfortable and relaxing retreat. Offering 3+1 bedrooms and 3 full bathrooms, this versatile layout is ideal for families, multi-generational living, weekend getaways, or entertaining guests. The walkout lower level provides additional living space, while the separate hydro-equipped bunkie offers endless possibilities as a guest suite, home office, studio, or extra storage. Additional features include an awning-covered patio, laundry facilities, three portable A/C and heating units, and ample outdoor space for entertaining and enjoying the waterfront setting. Enjoy boating, fishing, swimming, skating, and year-round recreation right from your backyard. A fantastic opportunity for homeowners, investors, or those seeking an all-season cottage lifestyle. Potential for short-term rental income (buyer to verify all local bylaws and regulations).Experience waterfront living at its finest-just a short drive from Toronto.

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Estimated Payment

$7,077.34/mo

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5-yr fixed avg.

Principal: $1,280,000Interest: $843,202
Mortgage Amount$1,280,000
Total Interest$843,202
Est. Property Tax$1,133/mo
Total Cost$2,123,202

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Whitchurch-Stouffville

Discover Rural Whitchurch-Stouffville

Rural Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

14703 Ninth Line, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
1.3%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$1,133
Insurance (est.)-$333
Net Cash Flow+$1,734

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $2286/sqft, this property is priced above the Whitchurch-Stouffville average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Market Position

At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitchurch-Stouffville. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    14703 Ninth Line, Whitchurch-Stouffville | $1,600,000 | Battaglia Team