148 St Andrews Drive, Hamilton

Price: $699,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: X13638914

Backing onto a forested ravine, 148 St. Andrews Dr. is perfectly nestled in its own private natural oasis. The home is a semi-detached end unit of a row of townhouses and receives plenty of sunlight inside and out, year round. The home fronts to the East, providing a perfect view of the sunrise and the escarpment, while in the evenings you can enjoy stunning and uninterrupted sunsets in the backyard. St. Andrews is a quiet neighbourhood surrounded by hiking trails; close to the Red Hill Valley Parkway for easy commute and highway access, and very a short distance from multiple bus routes. Also close by are St. Joseph's Healthcare, the newly renovated Sir Wilfrid Laurier Recreation Centre, various schools, grocery stores and shopping centres. The home has two fully equipped apartments providing ready income potential and boasting recent upgrades to the entire property, these include the roof, eavestroughs, fascia, windows, weeping tiles, grading/drainage, landscaping, insulation, electrical, plumbing, full interior & exterior painting; as well as both the Upper and Lower units' floors, kitchens, closets, bedrooms, bathrooms, and appliances.

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$699,900 - 148 St Andrews Drive, Hamilton

Townhouse for Sale in Hamilton

Neighbourhood: Vincent

3Beds
2Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
X13638914
Property Type
Townhouse
Status
active
Days on Site
18
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
REALTY WORLD LEGACY
Description

Backing onto a forested ravine, 148 St. Andrews Dr. is perfectly nestled in its own private natural oasis. The home is a semi-detached end unit of a row of townhouses and receives plenty of sunlight inside and out, year round. The home fronts to the East, providing a perfect view of the sunrise and the escarpment, while in the evenings you can enjoy stunning and uninterrupted sunsets in the backyard. St. Andrews is a quiet neighbourhood surrounded by hiking trails; close to the Red Hill Valley Parkway for easy commute and highway access, and very a short distance from multiple bus routes. Also close by are St. Joseph's Healthcare, the newly renovated Sir Wilfrid Laurier Recreation Centre, various schools, grocery stores and shopping centres. The home has two fully equipped apartments providing ready income potential and boasting recent upgrades to the entire property, these include the roof, eavestroughs, fascia, windows, weeping tiles, grading/drainage, landscaping, insulation, electrical, plumbing, full interior & exterior painting; as well as both the Upper and Lower units' floors, kitchens, closets, bedrooms, bathrooms, and appliances.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,590.85/mo

Includes CMHC insurance ($19,527)

$
$
5%10%50%

5-yr fixed avg.

Principal: $629,910Interest: $427,818
Mortgage Amount$649,437
Total Interest$427,818
Est. Property Tax$496/mo
Total Cost$1,077,255

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Vincent

Discover Vincent

Vincent is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Vincent

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Vincent offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

148 St Andrews Drive, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,550/mo
Range: $2,168 - $2,933
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,550
Maintenance Fees-$0
Property Tax (est.)-$496
Insurance (est.)-$146
Net Cash Flow+$1,908

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $636/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Vincent

I know Vincent well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    148 St Andrews Drive, Hamilton | $699,900 | Battaglia Team