15 Springbank Drive, St. Catharines

Price: $699,000

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13500120

Welcome to 15 Springbank Dr, a charming all-brick bungalow nestled on a quiet, tree-lined street in one of St. Catharines' most desirable neighborhoods, just steps from prestigious Ridley College and convenient access to Highway 406.Situated on an impressive oversized lot, this well-maintained home offers exceptional outdoor space with a fully fenced backyard, mature landscaping, perennial gardens, patio area, and plenty of room for family gatherings, gardening, or future enjoyment.The bright main floor features a functional open-concept layout with spacious living and dining areas, large windows, and an updated kitchen complete with quartz countertops, stylish cabinetry, and ample workspace. Two generously sized bedrooms and a modern full bathroom complete the main level.The lower level has recently been improved with new flooring and the addition of a 3-piece bathroom, creating even more versatile living space. With a large recreation area, additional rooms suitable for bedrooms, a home office, hobby room, or gym, plus plenty of storage, the basement offers endless possibilities for growing families or multi-purpose use.An attached garage, covered front porch, and numerous updates throughout the years add to the appeal of this move-in ready home. Conveniently located near schools, parks, shopping, restaurants, downtown St. Catharines, and major transportation routes, this is a fantastic opportunity to own a beautiful bungalow in an established and highly sought-after community.

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New Listing
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$699,000 - 15 Springbank Drive, St. Catharines

Detached for Sale in St. Catharines

New — Listed 6 days ago

Neighbourhood: 459 - Ridley

4Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13500120
Property Type
Detached
Status
active
Days on Site
6
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Welcome to 15 Springbank Dr, a charming all-brick bungalow nestled on a quiet, tree-lined street in one of St. Catharines' most desirable neighborhoods, just steps from prestigious Ridley College and convenient access to Highway 406.Situated on an impressive oversized lot, this well-maintained home offers exceptional outdoor space with a fully fenced backyard, mature landscaping, perennial gardens, patio area, and plenty of room for family gatherings, gardening, or future enjoyment.The bright main floor features a functional open-concept layout with spacious living and dining areas, large windows, and an updated kitchen complete with quartz countertops, stylish cabinetry, and ample workspace. Two generously sized bedrooms and a modern full bathroom complete the main level.The lower level has recently been improved with new flooring and the addition of a 3-piece bathroom, creating even more versatile living space. With a large recreation area, additional rooms suitable for bedrooms, a home office, hobby room, or gym, plus plenty of storage, the basement offers endless possibilities for growing families or multi-purpose use.An attached garage, covered front porch, and numerous updates throughout the years add to the appeal of this move-in ready home. Conveniently located near schools, parks, shopping, restaurants, downtown St. Catharines, and major transportation routes, this is a fantastic opportunity to own a beautiful bungalow in an established and highly sought-after community.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,586.23/mo

Includes CMHC insurance ($19,502)

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5-yr fixed avg.

Principal: $629,100Interest: $427,268
Mortgage Amount$648,602
Total Interest$427,268
Est. Property Tax$495/mo
Total Cost$1,075,870

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 459 - Ridley

Discover 459 - Ridley

459 - Ridley is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 459 - Ridley

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

459 - Ridley offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

15 Springbank Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$495
Insurance (est.)-$146
Net Cash Flow+$2,559

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $999/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 459 - Ridley

I know 459 - Ridley well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    15 Springbank Drive, St. Catharines | $699,000 | Battaglia Team