154 Ontario Street, Guelph

Price: $895,000

4 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13692830

Practically one of a kind! This custom-built, 1,650 sq. ft. home is the perfect mix of old soul and modern style. Tucked into the heart of St. Patrick's Ward, you'll be surrounded by the charm and character of one of Guelph's most beloved neighbourhoods, while enjoying all the comfort, efficiency, and peace of mind that comes with a newer home. Life here is refreshingly easy. From the thoughtfully selected finishes inside to the low-maintenance exterior, this home was designed to let you spend less time on upkeep and more time enjoying where you live. The bright, open-concept main floor is made for real life-whether that's hosting friends, wrangling the family, or simply kicking back after a long day. Throw open the sliding doors to the composite deck and your living space instantly stretches outdoors for summer barbecues, morning coffees, and evenings under the stars. Upstairs, you'll find three spacious bedrooms, including a dreamy primary retreat complete with a walk-in shower, double vanity, and plenty of room to breathe. Then there's the lower level-the home's secret superpower. Built with an accessory suite already in mind, it's wired and plumbed for a future kitchen. Add one small wall and a kitchen, and voilà-you've got a self-contained one-bedroom suite for extended family, guests, or a little extra income. Not looking to share? Keep it all to yourself as the ultimate rec room, home office, guest space, or teen retreat, complete with an additional bedroom and a 3-piece bath. And the location? It's hard to beat. Walk downtown for dinner, hop on the GO Train, or wander the nearby trails whenever the mood strikes. The current owners feel like they won the lottery with this home and this neighbourhood-and once you see it for yourself, you just might feel the same.

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active
New Listing
1/43

$895,000 - 154 Ontario Street, Guelph

Detached for Sale in Guelph

New — Listed 4 days ago

Neighbourhood: St. Patrick's Ward

4Beds
4Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13692830
Property Type
Detached
Status
active
Days on Site
4
Bedrooms
4
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Guelph
Listing Brokerage
Keller Williams Home Group Realty
Description

Practically one of a kind! This custom-built, 1,650 sq. ft. home is the perfect mix of old soul and modern style. Tucked into the heart of St. Patrick's Ward, you'll be surrounded by the charm and character of one of Guelph's most beloved neighbourhoods, while enjoying all the comfort, efficiency, and peace of mind that comes with a newer home. Life here is refreshingly easy. From the thoughtfully selected finishes inside to the low-maintenance exterior, this home was designed to let you spend less time on upkeep and more time enjoying where you live. The bright, open-concept main floor is made for real life-whether that's hosting friends, wrangling the family, or simply kicking back after a long day. Throw open the sliding doors to the composite deck and your living space instantly stretches outdoors for summer barbecues, morning coffees, and evenings under the stars. Upstairs, you'll find three spacious bedrooms, including a dreamy primary retreat complete with a walk-in shower, double vanity, and plenty of room to breathe. Then there's the lower level-the home's secret superpower. Built with an accessory suite already in mind, it's wired and plumbed for a future kitchen. Add one small wall and a kitchen, and voilà-you've got a self-contained one-bedroom suite for extended family, guests, or a little extra income. Not looking to share? Keep it all to yourself as the ultimate rec room, home office, guest space, or teen retreat, complete with an additional bedroom and a 3-piece bath. And the location? It's hard to beat. Walk downtown for dinner, hop on the GO Train, or wander the nearby trails whenever the mood strikes. The current owners feel like they won the lottery with this home and this neighbourhood-and once you see it for yourself, you just might feel the same.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,591.81/mo

Includes CMHC insurance ($24,971)

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5-yr fixed avg.

Principal: $805,500Interest: $547,074
Mortgage Amount$830,471
Total Interest$547,074
Est. Property Tax$634/mo
Total Cost$1,377,544

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Patrick's Ward

Discover St. Patrick's Ward

St. Patrick's Ward is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Patrick's Ward

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Patrick's Ward offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

154 Ontario Street, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$634
Insurance (est.)-$186
Net Cash Flow+$2,380

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $597/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Guelph's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Guelph. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About St. Patrick's Ward

I know St. Patrick's Ward well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    154 Ontario Street, Guelph | $895,000 | Battaglia Team