$499,000 - 154 Prospect Street, Hamilton
Detached for Sale in Hamilton
New — Listed yesterdayNeighbourhood: Stipley
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- MLS Number
- X14106352
- Property Type
- Detached
- Status
- active
- Days on Site
- 1
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Hamilton
- Taxes (2026)
- $3,596
- Listing Brokerage
- RE/MAX HENDRIKS TEAM REALTY
Century charm, fully renovated. Built in 1925 and completely updated in 2026, this detached 1.5-storey brick home in Hamilton's Stipley neighbourhood is ready to move in. Just shy of 1,300 sq ft, it offers 2 bedrooms and 1.5 baths. The covered front porch leads inside to an open living and dining area with large windows, wide-plank hickory engineered hardwood flooring and a keyless entry lock. The majority of the windows were replaced between 2024 and 2026. The kitchen has white shaker cabinets, a subway tile backsplash, stainless steel appliances, a pantry cabinet and a butcher block island with pendant lighting. A sunny breakfast nook with built-in storage benches opens to the backyard. The bath is updated with a tiled tub/shower, built-in niches and a modern vanity. Upstairs, the loft-style primary bedroom stands out, with a vaulted cedar-plank ceiling and a dormer window. The partially finished lower level has pot lights, vinyl flooring, a large rec space and a bright laundry room with a utility sink and storage. A separate walk-down entrance from the backyard gives easy, direct access to the lower level.Outside, the fully fenced backyard is a private retreat. It has a deck with built-in bench seating, a bar counter, an interlock patio and mature greenery. The private driveway fits 2 cars, and the detached garage adds storage that many homes nearby don't have. You can walk to Tim Hortons Field, home of the Hamilton Tiger-Cats. The Bernie Morelli Rec Centre, Prince of Wales Elementary and Bernie Custis Secondary are also within walking distance. Ottawa St N, Barton St, Gage Park and The Centre on Barton are close by, with quick access to the Red Hill Valley Parkway and QEW.
Estimate your monthly payments for this property
Estimated Payment
$2,560.13/mo
Includes CMHC insurance ($13,922)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Stipley
Stipley is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Stipley
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Stipley offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
154 Prospect Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Stipley
I know Stipley well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.