165 Ontario Street Unit 509, Kingston

Price: $639,900

2 bedrooms, 1 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13502434

WELCOME TO DOWNTOWN KINGSTON LIVING AT ITS FINEST! Located in the sought-after Landmark building at 165 Ontario Street, this beautifully appointed 2-bedroom, 1-bath suite offers over 1,100 sq. ft. of bright, open-concept living in the heart of the downtown. Featuring wide-plank engineered hardwood flooring, neutral décor, oversized windows with city views, and quality finishes throughout, this condominium is truly move-in ready. The stylish white kitchen boasts quartz countertops, subway-inspired hexagon backsplash, stainless steel appliances, abundant cabinetry, and under-cabinet lighting. The spacious living and dining areas provide exceptional flexibility for entertaining or everyday living. The generous primary suite offers ample closet space. The main bath is beautifully updated with a large glass walk-in shower and quartz vanity. A second bedroom provides comfortable accommodations for guests or family. In-suite laundry, excellent storage, and one of Kingston's most desirable downtown addresses complete this exceptional home. Step outside and enjoy everything Kingston has to offer-just moments to Kingston's Confederation Basin, Market Square, City Hall, Springer Market, restaurants, cafés, shopping, Queen's University, Kingston General Hospital, and waterfront trails. Enjoy carefree condominium living in an unbeatable location where the very best of historic downtown Kingston is right outside your door.

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$639,900 - 165 Ontario Street Unit 509, Kingston

Condo for Sale in Kingston

Popular Listing

Neighbourhood: 14 - Central City East

2Beds
1Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X13502434
Property Type
Condo
Status
active
Days on Site
11
Bedrooms
2
Bathrooms
1
Square Feet
1,000 sqft
Neighbourhood
Kingston
Locker
Ensuite
Exposure
North
Balcony
Open
Listing Brokerage
RE/MAX SERVICE FIRST REALTY INC., BROKERAGE
Description

WELCOME TO DOWNTOWN KINGSTON LIVING AT ITS FINEST! Located in the sought-after Landmark building at 165 Ontario Street, this beautifully appointed 2-bedroom, 1-bath suite offers over 1,100 sq. ft. of bright, open-concept living in the heart of the downtown. Featuring wide-plank engineered hardwood flooring, neutral décor, oversized windows with city views, and quality finishes throughout, this condominium is truly move-in ready. The stylish white kitchen boasts quartz countertops, subway-inspired hexagon backsplash, stainless steel appliances, abundant cabinetry, and under-cabinet lighting. The spacious living and dining areas provide exceptional flexibility for entertaining or everyday living. The generous primary suite offers ample closet space. The main bath is beautifully updated with a large glass walk-in shower and quartz vanity. A second bedroom provides comfortable accommodations for guests or family. In-suite laundry, excellent storage, and one of Kingston's most desirable downtown addresses complete this exceptional home. Step outside and enjoy everything Kingston has to offer-just moments to Kingston's Confederation Basin, Market Square, City Hall, Springer Market, restaurants, cafés, shopping, Queen's University, Kingston General Hospital, and waterfront trails. Enjoy carefree condominium living in an unbeatable location where the very best of historic downtown Kingston is right outside your door.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,283.02/mo

Includes CMHC insurance ($17,853)

$
$
5%10%50%

5-yr fixed avg.

Principal: $575,910Interest: $391,142
Mortgage Amount$593,763
Total Interest$391,142
Est. Property Tax$453/mo
Total Cost$984,906

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: 14 - Central City East

Discover 14 - Central City East

14 - Central City East is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 14 - Central City East

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

14 - Central City East offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

165 Ontario Street Unit 509, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,360/mo
Range: $2,006 - $2,714
Cap Rate (ROI)
2.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,360
Maintenance Fees-$650
Property Tax (est.)-$453
Insurance (est.)-$133
Net Cash Flow+$1,124

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $640/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

About 14 - Central City East

I know 14 - Central City East well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,666 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    165 Ontario Street Unit 509, Kingston | $639,900 | Battaglia Team