$990,000 - 16895 Mccowan Road, Whitchurch-Stouffville
Land for Sale in Whitchurch-Stouffville
86 days on marketNeighbourhood: Rural Whitchurch-Stouffville
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- MLS Number
- N13559116
- Property Type
- Land
- Status
- active
- Days on Site
- 86
- Bedrooms
- 0
- Bathrooms
- 0
- Square Feet
- N/A sqft
- Neighbourhood
- Whitchurch-Stouffville
- Lot Size
- 15,246 sqft
- Taxes (2026)
- $2,395
- Listing Brokerage
- RIGHT AT HOME REALTY
Rare opportunity to build your dream home on a spectacular, beautifully treed 77' x 200'lot in the charming hamlet of Cedar Valley, Stouffville. Offering an exceptional blend of privacy, nature and prestige, this remarkable property presents the opportunity to create a one-of-a-kind custom residence in one of Stouffville's most desirable rural communities. Approved site plan documentation for an approximately 4,400 sq. ft. Luxury custom home offers a valuable head start toward bringing your vision to life. Purchasers may also wish to explore today's CMHC and federal housing programs, which may offer financing opportunities for eligible new construction projects. Available options and eligibility will depend on the proposed home and project requirements, and buyers are encouraged to explore these opportunities with CMHC, qualified lenders, and other professionals. Ideally located at the quiet end of McCowan Road near Cherry Street, this peaceful setting offers minimal traffic and an exceptional connection to the outdoors. Enjoy direct access to the extensive York Regional Forest trail system, with endless opportunities for walking, cycling and enjoying nature. Surrounded by prestigious estate homes and set within the scenic Oak Ridges Moraine, this is a rare opportunity to enjoy the tranquility of country living while remaining close to the conveniences of Stouffville and the surrounding GTA Whether you envision an elegant family estate, a sophisticated country retreat or your forever home, this exceptional property provides the setting and potential to make it a reality. A rare offering in a highly sought-after location, combining natural beauty, privacy and the opportunity to build a truly remarkable custom residence. Approved site plan documentation available for serious buyers. Don't miss your chance to secure this exceptional piece of Stouffville real estate and create something truly special.
Estimate your monthly payments for this property
Estimated Payment
$5,079.21/mo
Includes CMHC insurance ($27,621)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Rural Whitchurch-Stouffville
Rural Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Rural Whitchurch-Stouffville
- •Convenient location in Whitchurch-Stouffville
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Rural Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
16895 Mccowan Road, Whitchurch-Stouffville
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Key factors for evaluating this land parcel
Land Due Diligence Checklist
· Confirm zoning designation and all permitted uses
· Verify servicing (water, sewer, hydro) at lot line
· Order a Phase 1 Environmental Site Assessment
· Obtain an up-to-date survey (boundaries, easements)
· Review development charges and levies with the municipality
· Consult a land use planner on development feasibility
Commercial Financing Note
Land financing typically requires 35–50% down with specialized lenders. Carrying costs (taxes, interest) accumulate during any approval or development process — factor these into your feasibility.
Commercial and land transactions are significantly more complex than residential. Joe recommends assembling a team — commercial real estate lawyer, accountant, and (for land) a land use planner — before making an offer.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Zoning & Permitted Use
Before anything else, I'd confirm the current zoning designation and what's permitted on this land. Zoning dictates everything: residential subdivision, commercial development, agricultural use, or mixed. The Whitchurch-Stouffville planning department can also tell you what, if any, Official Plan amendments are in progress that could affect the permitted uses.
Extended Time on Market — Potential Leverage
At 86 days, this land has been sitting. That's actually common for vacant land — buyers are fewer and diligence takes time. But if it's been listed much longer than comparable parcels, there may be a zoning, servicing, or environmental issue the seller hasn't disclosed. I'd want to understand why it hasn't sold.
Servicing & Infrastructure
A key question for any land purchase: is it serviced (municipal water, sewer, gas, hydro at the lot line) or unserviced? Bringing services to an unserviced parcel can cost $50,000–$500,000+ depending on proximity and Whitchurch-Stouffville's development charges. This can make or break a project's feasibility.
Environmental & Survey
I always recommend a Phase 1 Environmental Site Assessment for land purchases — it checks for historical contamination from prior uses. If the Phase 1 flags anything, a Phase 2 (soil sampling) follows. Also budget for an up-to-date survey, which confirms boundaries, easements, and encroachments.
Development Approval Timeline
If you're buying with development in mind, factor in the approval timeline. Minor variance: 3–6 months. Site plan approval: 6–18 months. Official Plan amendment or rezoning: 1–3+ years. These timelines directly affect your carrying costs — property taxes and financing accumulate the entire time. Having an experienced planner and real estate lawyer on your team from day one matters.
Let's Walk Through It Together
Evaluating land requires a different lens than buying a home. I'll walk the site with you, help you ask the right questions of the listing agent, and connect you with the right professionals — planners, environmental consultants, commercial lawyers — to make sure you know exactly what you're buying before you commit.