17 Pembroke Street Unit 21, Toronto C08

Price: $819,900

4 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: C13460358

A tucked-away retreat in the heart of the downtown core - this beautifully kept 2-storey stacked townhome sits within a serene, impeccably kept, gated enclave and garden. The light-filled, generous layout includes 3 bedrooms plus den and 2 bathrooms, anchored by an open-concept living and dining space with warm hardwood floors, an inviting fireplace, and expansive windows and walkout terrace overlooking the lushly landscaped courtyard. The modernized kitchen shines with quartz countertops, a sizable island, stainless steel appliances, and a subway tile backsplash. The main level bedrooms are well-proportioned and open directly onto a second private terrace, while the expansive upper-level primary retreat boasts its own dedicated den. The result is an unusually strong connection between indoor comfort and outdoor space with an abundance of square footage and extra ensuite storage. Set among mature trees in a tranquil courtyard backdrop, yet only steps from Eaton Centre, transit, parks, shops, and dining - this is a rare and remarkable purchasing opportunity with low-maintenance living.

17 Pembroke Street Unit 21 - Condo photo 1 of 38 in Regent Park / Cabbagetown / St. James Town, Ontario
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$819,900 - 17 Pembroke Street Unit 21, Cabbagetown

Condo for Sale in Cabbagetown

Neighbourhood: Moss Park

4Beds
2Baths
1,200Sq Ft
Condo
Property Details
MLS Number
C13460358
Property Type
Condo
Status
active
Days on Site
18
Bedrooms
4
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
Regent Park / Cabbagetown / St. James Town
Locker
None
Exposure
East West
Balcony
Terrace
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

A tucked-away retreat in the heart of the downtown core - this beautifully kept 2-storey stacked townhome sits within a serene, impeccably kept, gated enclave and garden. The light-filled, generous layout includes 3 bedrooms plus den and 2 bathrooms, anchored by an open-concept living and dining space with warm hardwood floors, an inviting fireplace, and expansive windows and walkout terrace overlooking the lushly landscaped courtyard. The modernized kitchen shines with quartz countertops, a sizable island, stainless steel appliances, and a subway tile backsplash. The main level bedrooms are well-proportioned and open directly onto a second private terrace, while the expansive upper-level primary retreat boasts its own dedicated den. The result is an unusually strong connection between indoor comfort and outdoor space with an abundance of square footage and extra ensuite storage. Set among mature trees in a tranquil courtyard backdrop, yet only steps from Eaton Centre, transit, parks, shops, and dining - this is a rare and remarkable purchasing opportunity with low-maintenance living.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,206.51/mo

Includes CMHC insurance ($22,875)

$
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5%10%50%

5-yr fixed avg.

Principal: $737,910Interest: $501,168
Mortgage Amount$760,785
Total Interest$501,168
Est. Property Tax$581/mo
Total Cost$1,261,954

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Moss Park

Discover Moss Park

Moss Park is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Moss Park

  • Convenient location in Regent Park / Cabbagetown / St. James Town
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Moss Park offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

17 Pembroke Street Unit 21, Regent Park / Cabbagetown / St. James Town

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,320/mo
Range: $2,822 - $3,818
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,320
Maintenance Fees-$780
Property Tax (est.)-$581
Insurance (est.)-$171
Net Cash Flow+$1,788

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $683/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Cabbagetown. Good resale value as demand remains consistent.

About Moss Park

I know Moss Park well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Cabbagetown properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,416 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    17 Pembroke Street Unit 21 | $819,900 | Battaglia Team