18 October Drive, St. Catharines

Price: $799,900

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13575188

Located in the desirable North End of St Catharines, this well-maintained 3+1 bedroom, 2 bathroom home offers a fantastic location with easy access to the Waterfront Trail system, Port Dalhousie and just a short drive to Niagara-on-the-Lake. Situated on a corner lot of 60 ft. x 100 ft. this home features an attached garage with new garage door (2026), an updated kitchen including all appliances plus breakfast nook, and a large combined living/dining room that flows into the adjoining four-season sunroom. The sunroom includes sliding doors that open to the patio and backyard - ideal for entertaining, gardening or watching the children play. Inside, the second level offers three good-sized bedrooms and a refreshed bathroom with tub and shower. Downstairs is a comfortable family room with gas fireplace, along with a fourth bedroom conveniently located across from the second bathroom, which has been nicely updated. This area is perfect for guests with potential as an in-law suite, a home office or for growing families. Below this, is the spacious laundry and utility room with lots of extra shelving and storage space. Outside, the backyard offers a dedicated gardening area, a newer storage shed, a patio with gas line for barbeque with ample green space for family activities and pets. Close to good schools, parks, shopping and everyday amenities, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!

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$799,900 - 18 October Drive, St. Catharines

Detached for Sale in St. Catharines

38 days on market

Neighbourhood: 437 - Lakeshore

4Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13575188
Property Type
Detached
Status
active
Days on Site
38
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Located in the desirable North End of St Catharines, this well-maintained 3+1 bedroom, 2 bathroom home offers a fantastic location with easy access to the Waterfront Trail system, Port Dalhousie and just a short drive to Niagara-on-the-Lake. Situated on a corner lot of 60 ft. x 100 ft. this home features an attached garage with new garage door (2026), an updated kitchen including all appliances plus breakfast nook, and a large combined living/dining room that flows into the adjoining four-season sunroom. The sunroom includes sliding doors that open to the patio and backyard - ideal for entertaining, gardening or watching the children play. Inside, the second level offers three good-sized bedrooms and a refreshed bathroom with tub and shower. Downstairs is a comfortable family room with gas fireplace, along with a fourth bedroom conveniently located across from the second bathroom, which has been nicely updated. This area is perfect for guests with potential as an in-law suite, a home office or for growing families. Below this, is the spacious laundry and utility room with lots of extra shelving and storage space. Outside, the backyard offers a dedicated gardening area, a newer storage shed, a patio with gas line for barbeque with ample green space for family activities and pets. Close to good schools, parks, shopping and everyday amenities, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,103.90/mo

Includes CMHC insurance ($22,317)

$
$
5%10%50%

5-yr fixed avg.

Principal: $719,910Interest: $488,943
Mortgage Amount$742,227
Total Interest$488,943
Est. Property Tax$567/mo
Total Cost$1,231,170

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 437 - Lakeshore

Discover 437 - Lakeshore

437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 437 - Lakeshore

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

18 October Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$567
Insurance (est.)-$167
Net Cash Flow+$2,466

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $533/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 38 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 437 - Lakeshore

I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,333 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    18 October Drive, St. Catharines | $799,900 | Battaglia Team