$769,900 - 18 October Drive, St. Catharines
Detached for Sale in St. Catharines
82 days on marketNeighbourhood: 437 - Lakeshore
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- MLS Number
- X13575188
- Property Type
- Detached
- Status
- active
- Days on Site
- 82
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Taxes (2025)
- $5,281
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Just steps from the Waterfront Trail and Lake Ontario, this North End backsplit home offers a 3+1 bedroom, 2 bathroom layout on a 60' x 100' corner lot with an attached garage and a four-season sunroom overlooking the backyard. The main level includes an eat-in kitchen with appliances and a generous living room opening directly into the sunroom, where newer windows (2023) and sliding doors extend the living space out to the patio and yard. Three good-sized bedrooms and a refreshed 4-piece bathroom are grouped together on the bedroom level. Downstairs, the finished lower area adds a family room with gas fireplace, fourth bedroom and an updated bathroom - an excellent setup for overnight guests, older children, a home office or additional everyday living space. A separate laundry/utility level provides plenty of shelving and storage. Outside, enjoy room for gardening, a newer shed, patio and natural gas BBQ line. Recent improvements include: shingles and attic insulation (2023), new garage door (2026). Close to good schools, parks, shopping and Port Dalhousie with Niagara-on-the-Lake just a short drive away, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!
Estimate your monthly payments for this property
Estimated Payment
$3,949.99/mo
Includes CMHC insurance ($21,480)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 437 - Lakeshore
437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 437 - Lakeshore
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
18 October Drive, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $513/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 82 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 437 - Lakeshore
I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,208 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.