181 Montreal Street, Kingston

Price: $789,900

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Semi-Detached

MLS#: X13539798

Looking for a stately city central home that has character in spades? 181 Montreal Street is delightful! Lovingly renovated on all three floors, this colour drenched 4 + bedroom,2 bathroom home has updated electrical, lighting and plumbing, a rebuilt front porch with metal roof, a rebuilt back porch, stylish newer kitchen and baths, original trim and doors, exposed red brick, make your heart soar ceiling height, new flooring, a swish third floor loft/ flex space, a landscaped private fenced backyard sanctuary for summer gatherings and drum roll- two parking spots. Develop potential in the large basement. Steps to downtown, walk to Queen's U and Hotel Dieu Hospital, Central School, Mulberry School, Artillery Park Pool and Recreation Centre, Skeleton Park and of course, the locally famous Elm Cafe, Pizza Monster and Daughters' General! Did I mention the seller is a bold interior designer?

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active
New Listing
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$789,900 - 181 Montreal Street, Kingston

Semi-Detached for Sale in Kingston

New — Listed 2 days ago

Neighbourhood: 22 - East of Sir John A. Blvd

4Beds
2Baths
1,500 - 1,999Sq Ft
Semi-Detached
Property Details
MLS Number
X13539798
Property Type
Semi-Detached
Status
active
Days on Site
2
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

Looking for a stately city central home that has character in spades? 181 Montreal Street is delightful! Lovingly renovated on all three floors, this colour drenched 4 + bedroom,2 bathroom home has updated electrical, lighting and plumbing, a rebuilt front porch with metal roof, a rebuilt back porch, stylish newer kitchen and baths, original trim and doors, exposed red brick, make your heart soar ceiling height, new flooring, a swish third floor loft/ flex space, a landscaped private fenced backyard sanctuary for summer gatherings and drum roll- two parking spots. Develop potential in the large basement. Steps to downtown, walk to Queen's U and Hotel Dieu Hospital, Central School, Mulberry School, Artillery Park Pool and Recreation Centre, Skeleton Park and of course, the locally famous Elm Cafe, Pizza Monster and Daughters' General! Did I mention the seller is a bold interior designer?

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,052.60/mo

Includes CMHC insurance ($22,038)

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5-yr fixed avg.

Principal: $710,910Interest: $482,831
Mortgage Amount$732,948
Total Interest$482,831
Est. Property Tax$560/mo
Total Cost$1,215,779

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 22 - East of Sir John A. Blvd

Discover 22 - East of Sir John A. Blvd

22 - East of Sir John A. Blvd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 22 - East of Sir John A. Blvd

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

22 - East of Sir John A. Blvd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

181 Montreal Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$560
Insurance (est.)-$165
Net Cash Flow+$2,475

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $527/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Kingston's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

About 22 - East of Sir John A. Blvd

I know 22 - East of Sir John A. Blvd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,291 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    181 Montreal Street, Kingston | $789,900 | Battaglia Team