185 Ontario Street Unit 608, Kingston

Price: $840,000

2 bedrooms, 2 bathrooms

1,600 sqft

Property Type: Condo

MLS#: X12896802

Wake up to breathtaking sunrise views over Lake Ontario from this rarely offered waterfront condo in Kingston's prestigious Harbour Place. Located in the heart of downtown, this spacious 2-bedroom plus den residence offers over 1,600 sq. ft. of bright, comfortable living space with panoramic water views and an exceptional walkable lifestyle. Expansive windows fill the home with natural light while showcasing stunning waterfront scenery from multiple rooms. The thoughtfully designed layout features generous principal rooms, separate living and dining areas, a flexible den ideal for a home office or reading space, and a unique waterfront sitting room perfect for relaxing and watching the boats pass by.The spacious primary suite offers excellent closet space and a private ensuite, while the second bedroom and additional full bathroom provide comfort for guests or family. The functional kitchen includes ample cabinetry and workspace, making everyday living and entertaining easy. Harbour Place is known for its impressive amenities including indoor pool, fitness centre, sauna, racquetball court, golf practice area, party room, library, waterfront patio, and beautifully maintained common spaces. Underground parking, elevator access, and low-maintenance living add to the convenience. Step outside and enjoy downtown Kingston at your doorstep with easy access to restaurants, cafés, shops, Confederation Basin, waterfront trails, and market events. Offering the perfect balance of comfort, convenience, and waterfront living, this condo is ideal for downsizers, professionals, retirees, or anyone seeking an exceptional lifestyle in one of Kingston's most sought-after waterfront communities.

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$840,000 - 185 Ontario Street Unit 608, Kingston

Condo for Sale in Kingston

114 days on market

Neighbourhood: 14 - Central City East

2Beds
2Baths
1,600Sq Ft
Condo
Property Details
MLS Number
X12896802
Property Type
Condo
Status
active
Days on Site
114
Bedrooms
2
Bathrooms
2
Square Feet
1,600 sqft
Neighbourhood
Kingston
Locker
None
Exposure
North East
Balcony
None
Listing Brokerage
RE/MAX FINEST REALTY INC., BROKERAGE
Description

Wake up to breathtaking sunrise views over Lake Ontario from this rarely offered waterfront condo in Kingston's prestigious Harbour Place. Located in the heart of downtown, this spacious 2-bedroom plus den residence offers over 1,600 sq. ft. of bright, comfortable living space with panoramic water views and an exceptional walkable lifestyle. Expansive windows fill the home with natural light while showcasing stunning waterfront scenery from multiple rooms. The thoughtfully designed layout features generous principal rooms, separate living and dining areas, a flexible den ideal for a home office or reading space, and a unique waterfront sitting room perfect for relaxing and watching the boats pass by.The spacious primary suite offers excellent closet space and a private ensuite, while the second bedroom and additional full bathroom provide comfort for guests or family. The functional kitchen includes ample cabinetry and workspace, making everyday living and entertaining easy. Harbour Place is known for its impressive amenities including indoor pool, fitness centre, sauna, racquetball court, golf practice area, party room, library, waterfront patio, and beautifully maintained common spaces. Underground parking, elevator access, and low-maintenance living add to the convenience. Step outside and enjoy downtown Kingston at your doorstep with easy access to restaurants, cafés, shops, Confederation Basin, waterfront trails, and market events. Offering the perfect balance of comfort, convenience, and waterfront living, this condo is ideal for downsizers, professionals, retirees, or anyone seeking an exceptional lifestyle in one of Kingston's most sought-after waterfront communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,309.64/mo

Includes CMHC insurance ($23,436)

$
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5-yr fixed avg.

Principal: $756,000Interest: $513,455
Mortgage Amount$779,436
Total Interest$513,455
Est. Property Tax$595/mo
Total Cost$1,292,891

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 14 - Central City East

Discover 14 - Central City East

14 - Central City East is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 14 - Central City East

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

14 - Central City East offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

185 Ontario Street Unit 608, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,840/mo
Range: $2,414 - $3,266
Cap Rate (ROI)
1.5%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,840
Maintenance Fees-$1,040
Property Tax (est.)-$595
Insurance (est.)-$175
Net Cash Flow+$1,030

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $525/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 114 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

About 14 - Central City East

I know 14 - Central City East well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    185 Ontario Street Unit 608, Kingston | $840,000 | Battaglia Team