$544,990 - 195 Wood Street, Hamilton
Detached for Sale in Hamilton
33 days on marketNeighbourhood: North End
- MLS Number
- X13591038
- Property Type
- Detached
- Status
- active
- Days on Site
- 33
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- RE/MAX ESCARPMENT REALTY INC.
Beautifully updated two-storey home in a sought after North End neighbourhood, offering stylish finishes, functional living space and an unbeatable location. The bright open-concept main floor is filled with natural light and features high ceilings, modern laminate flooring and a beautifully renovated kitchen complete with quartz countertops, a breakfast bar, custom backsplash and stainless steel appliances. The kitchen offers direct access to the fully fenced backyard, creating the perfect space for summer barbecues, entertaining or relaxing outdoors. Upstairs offers two generously sized bedrooms and a full four-piece bathroom. The finished basement provides additional living space, ideal for a rec room, home office, gym or playroom, along with an additional four-piece bathroom. Numerous updates provide peace of mind, including a new electrical panel (2025), owned hot water tank (2026), furnace (2026) and washer/dryer (2026). Perfectly located on a quiet street just minutes from Hamilton Harbour, Pier 8, Bayfront Park, the Waterfront Trail, West Harbour GO Station and the vibrant shops, cafes and restaurants of James Street North. An exceptional opportunity to own a turnkey home in one of Hamilton's most exciting and rapidly growing neighbourhoods.
Estimate your monthly payments for this property
Estimated Payment
$2,796.08/mo
Includes CMHC insurance ($15,205)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover North End
North End is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in North End
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
North End offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
195 Wood Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $779/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 33 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About North End
I know North End well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,271 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.