20 Bertram Gate, Whitby

Price: $899,900

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Semi-Detached

MLS#: E13457982

Welcome to 20 Bertram Gate, a beautifully upgraded 2023-built home in Whitby's sought-after Queens Commons community. Offering a thoughtfully designed living space with premium upgrades, this four-bedroom, three-bathroom home blends modern style with everyday functionality. The bright main floor features nine-foot ceilings, matte-finish engineered hardwood flooring, and an open-concept layout ideal for family living and entertaining. The spacious family room is anchored by a cozy fireplace, while the gourmet kitchen showcases granite countertops, modern cabinetry, a large centre island, and a walkout to the backyard. Upstairs, the generous primary suite offers walk-in closets and a luxurious five-piece ensuite with a freestanding tub and frameless glass shower. Three additional bedrooms, a second-floor laundry room, and an upgraded oak staircase complete the upper level. The unfinished basement includes a three-piece bathroom rough-in, providing outstanding potential for future living space. Perfectly situated just minutes from Highways 401 and 412, this home is close to shopping, restaurants, parks, trails, and everyday conveniences. Walk to one of Durham Region's largest multi-specialty medical clinics, with a new school and food plaza coming soon, making this an exceptional opportunity in one of Whitby's fastest-growing family communities.

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$899,900 - 20 Bertram Gate, Whitby

Semi-Detached for Sale in Whitby

Neighbourhood: Rural Whitby

4Beds
3Baths
1,500 - 1,999Sq Ft
Semi-Detached
Property Details
MLS Number
E13457982
Property Type
Semi-Detached
Status
active
Days on Site
19
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitby
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

Welcome to 20 Bertram Gate, a beautifully upgraded 2023-built home in Whitby's sought-after Queens Commons community. Offering a thoughtfully designed living space with premium upgrades, this four-bedroom, three-bathroom home blends modern style with everyday functionality. The bright main floor features nine-foot ceilings, matte-finish engineered hardwood flooring, and an open-concept layout ideal for family living and entertaining. The spacious family room is anchored by a cozy fireplace, while the gourmet kitchen showcases granite countertops, modern cabinetry, a large centre island, and a walkout to the backyard. Upstairs, the generous primary suite offers walk-in closets and a luxurious five-piece ensuite with a freestanding tub and frameless glass shower. Three additional bedrooms, a second-floor laundry room, and an upgraded oak staircase complete the upper level. The unfinished basement includes a three-piece bathroom rough-in, providing outstanding potential for future living space. Perfectly situated just minutes from Highways 401 and 412, this home is close to shopping, restaurants, parks, trails, and everyday conveniences. Walk to one of Durham Region's largest multi-specialty medical clinics, with a new school and food plaza coming soon, making this an exceptional opportunity in one of Whitby's fastest-growing family communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

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5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Whitby

Discover Rural Whitby

Rural Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Bertram Gate, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,376

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $600/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Rural Whitby

I know Rural Whitby well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    20 Bertram Gate, Whitby | $899,900 | Battaglia Team