20 Harding Street, Halton Hills

Price: $789,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: W13214630

(NO CONDO OR POTL fees)* Welcome to this beautifully maintained FREEHOLD PROPERTY in Georgetown's sought-after Dominion Gardens-offering stylish, move-in-ready living with extensive recent upgrades throughout. The open-concept main floor features new flooring (2026), a cozy natural gas fireplace, and a fully renovated kitchen (2026) with modern cabinetry, quartz countertops & Backsplash, and new stainless steel appliances. Pot lights on all three levels provide a bright, modern ambiance throughout the home. Upstairs, the spacious primary bedroom offers semi-ensuite access to an updated main bathroom, complemented by two additional well-sized bedrooms, including one with a walkout to a front balcony. Custom zebra blinds add a sleek, contemporary finish. The finished basement adds valuable living space-ideal for a family room, home office, or gym.+ additional Storage Space Enjoy a fully fenced backyard with mature landscaping, plus a 2 car driveway & a single-car garage with no side walk .Extensive upgrades include: AC (2024), furnace (2025), renovated kitchen & appliances Fridge (2026),Dishwasher 2026 ., staircase carpet (2026),clothes washer (2026), water softener & reverse osmosis system (2024) Owned, and portlights all three levels. Located within walking distance to parks, splash pad, trails, shopping, restaurants, outlet mall, and GO Train. Close to excellent schools in a family-friendly neighbourhood-an exceptional opportunity to own a turnkey freehold home. Freehold Townhome - No Condo Fees Fully Renovated Kitchen (2026)+ Cabinets + Quartz Countertop& Back splash+ Island +Pot Lights on All 3 Levels, New Flooring Main(2026) + Stair Carpet (2026)Finished Basement (Family Room / Office / Gym)Central AC (2024) & Furnace (2025)Water Softener + Reverse Osmosis (2024) Driveway (2 Cars) + 1 Car Garage No side walk Fully Fenced Backyard with Mature Trees walking distance to GO Train, Parks, Trails, Shopping & Schools

20 Harding Street - Townhouse photo 1 of 3 in Halton Hills, Ontario
20 Harding Street - Townhouse photo 2 of 3 in Halton Hills, Ontario
20 Harding Street - Townhouse photo 3 of 3 in Halton Hills, Ontario
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$789,900 - 20 Harding Street, Halton Hills

Townhouse for Sale in Halton Hills

31 days on market

Neighbourhood: Georgetown

3Beds
2Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
W13214630
Property Type
Townhouse
Status
active
Days on Site
31
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Halton Hills
Listing Brokerage
ROYAL LEPAGE CERTIFIED REALTY
Description

(NO CONDO OR POTL fees)* Welcome to this beautifully maintained FREEHOLD PROPERTY in Georgetown's sought-after Dominion Gardens-offering stylish, move-in-ready living with extensive recent upgrades throughout. The open-concept main floor features new flooring (2026), a cozy natural gas fireplace, and a fully renovated kitchen (2026) with modern cabinetry, quartz countertops & Backsplash, and new stainless steel appliances. Pot lights on all three levels provide a bright, modern ambiance throughout the home. Upstairs, the spacious primary bedroom offers semi-ensuite access to an updated main bathroom, complemented by two additional well-sized bedrooms, including one with a walkout to a front balcony. Custom zebra blinds add a sleek, contemporary finish. The finished basement adds valuable living space-ideal for a family room, home office, or gym.+ additional Storage Space Enjoy a fully fenced backyard with mature landscaping, plus a 2 car driveway & a single-car garage with no side walk .Extensive upgrades include: AC (2024), furnace (2025), renovated kitchen & appliances Fridge (2026),Dishwasher 2026 ., staircase carpet (2026),clothes washer (2026), water softener & reverse osmosis system (2024) Owned, and portlights all three levels. Located within walking distance to parks, splash pad, trails, shopping, restaurants, outlet mall, and GO Train. Close to excellent schools in a family-friendly neighbourhood-an exceptional opportunity to own a turnkey freehold home. Freehold Townhome - No Condo Fees Fully Renovated Kitchen (2026)+ Cabinets + Quartz Countertop& Back splash+ Island +Pot Lights on All 3 Levels, New Flooring Main(2026) + Stair Carpet (2026)Finished Basement (Family Room / Office / Gym)Central AC (2024) & Furnace (2025)Water Softener + Reverse Osmosis (2024) Driveway (2 Cars) + 1 Car Garage No side walk Fully Fenced Backyard with Mature Trees walking distance to GO Train, Parks, Trails, Shopping & Schools

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,052.60/mo

Includes CMHC insurance ($22,038)

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5-yr fixed avg.

Principal: $710,910Interest: $482,831
Mortgage Amount$732,948
Total Interest$482,831
Est. Property Tax$560/mo
Total Cost$1,215,779

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Georgetown

Discover Georgetown

Georgetown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Georgetown

  • Convenient location in Halton Hills
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Georgetown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Harding Street, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,550/mo
Range: $2,168 - $2,933
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,550
Maintenance Fees-$0
Property Tax (est.)-$560
Insurance (est.)-$165
Net Cash Flow+$1,825

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $718/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Halton Hills have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Georgetown

I know Georgetown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,291 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    20 Harding Street, Halton Hills | $789,900 | Battaglia Team