20 Isherwood Avenue Unit 109, Cambridge

Price: $649,900

3 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: X13579484

Low-maintenance living without compromising on space! Welcome to Woodland Ridge, a sought-after private enclave of bungalow townhomes. Tucked beside Dumfries Conservation Area, you'll enjoy easy access to 75 hectares of mature forests, wetlands and scenic walking trails, while Galt Country Club by the Grand River, shopping, dining, everyday amenities and Cambridge Memorial Hospital are all just minutes away. Step inside to a welcoming foyer with convenient inside entry from the garage. The bright open-concept kitchen, dining and living area feature a cozy gas fireplace and beautiful views of the backyard. Step outside to the spacious deck with a retractable awning, creating the perfect place to relax or entertain rain or shine. The main floor offers two generous bedrooms, a 4-piece bathroom with ensuite privilege, and the convenience of main floor laundry. The finished lower level extends your living space with a large recreation room, third bedroom and 3-piece bathroom-ideal for overnight guests, hobbies, or movie nights. You'll also appreciate the abundant storage and additional unfinished space with potential to customize to your needs. Enjoy the freedom of low-maintenance living with low condo fees, all while enjoying the privacy, space and lifestyle of a bungalow in one of Cambridge's most desirable adult-friendly communities.

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active

$649,900 - 20 Isherwood Avenue Unit 109, Cambridge

Condo for Sale in Cambridge

82 days on market
3Beds
2Baths
1,200Sq Ft
Condo

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Property Details
MLS Number
X13579484
Property Type
Condo
Status
active
Days on Site
82
Bedrooms
3
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
Cambridge
Taxes (2025)
$5,140
Maintenance Fees
$555/mo
Locker
None
Exposure
South West
Balcony
Open
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Low-maintenance living without compromising on space! Welcome to Woodland Ridge, a sought-after private enclave of bungalow townhomes. Tucked beside Dumfries Conservation Area, you'll enjoy easy access to 75 hectares of mature forests, wetlands and scenic walking trails, while Galt Country Club by the Grand River, shopping, dining, everyday amenities and Cambridge Memorial Hospital are all just minutes away. Step inside to a welcoming foyer with convenient inside entry from the garage. The bright open-concept kitchen, dining and living area feature a cozy gas fireplace and beautiful views of the backyard. Step outside to the spacious deck with a retractable awning, creating the perfect place to relax or entertain rain or shine. The main floor offers two generous bedrooms, a 4-piece bathroom with ensuite privilege, and the convenience of main floor laundry. The finished lower level extends your living space with a large recreation room, third bedroom and 3-piece bathroom-ideal for overnight guests, hobbies, or movie nights. You'll also appreciate the abundant storage and additional unfinished space with potential to customize to your needs. Enjoy the freedom of low-maintenance living with low condo fees, all while enjoying the privacy, space and lifestyle of a bungalow in one of Cambridge's most desirable adult-friendly communities.

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Estimated Payment

$3,334.32/mo

Includes CMHC insurance ($18,132)

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5-yr fixed avg.

Principal: $584,910Interest: $397,255
Mortgage Amount$603,042
Total Interest$397,255
Est. Property Tax$460/mo
Total Cost$1,000,297

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Cambridge

Discover Cambridge

Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Cambridge

  • •Convenient location in Cambridge
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Isherwood Avenue Unit 109, Cambridge

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,920/mo
Range: $2,482 - $3,358
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,920
Maintenance Fees-$555
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$1,770

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $542/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 82 days on site, this property has exceeded the typical selling timeline for Cambridge. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $555/month fees should cover building insurance, common elements, and reserve contributions.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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