$770,000 - 20 Jessica Drive, St. Catharines
Detached for Sale in St. Catharines
Popular ListingNeighbourhood: 442 - Vine/Linwell
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- MLS Number
- X13837036
- Property Type
- Detached
- Status
- active
- Days on Site
- 9
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Taxes (2026)
- $6,245
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to this well-built and well-maintained home in the desirable North End of St. Catharines. Offering generous living space, a flexible layout, an oversized two-car garage, and a spacious driveway, this inviting property is well suited to comfortable family living. The bright, open-concept main level is filled with natural light from a large bay window and offers an easy flow between the living room, dining area, and kitchen. The kitchen features stainless steel appliances, a breakfast bar, and direct access to the patio and backyard, perfect for outdoor dining, gardening, or simply relaxing. Two versatile rooms on the main level provide valuable additional space and can be adapted as home offices, a sitting room, playroom, or guest rooms. A spacious laundry room with cabinetry, a sink, and direct backyard access adds everyday convenience. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tub-and-shower combination. The basement extends the living space with a large recreation room, a cold cellar, and additional storage. Conveniently located close to Sunset Beach, the Welland Canal, parks, schools, shopping, and public transit, this welcoming home offers the space and flexibility to meet a variety of needs. Book your private showing today!
Estimate your monthly payments for this property
Estimated Payment
$3,950.50/mo
Includes CMHC insurance ($21,483)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 442 - Vine/Linwell
442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 442 - Vine/Linwell
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
20 Jessica Drive, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $513/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 442 - Vine/Linwell
I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,208 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.