20 richardson Street Unit 804, Toronto C08

Price: $419,900

1 bedrooms, 1 bathrooms

Property Type: Condo

MLS#: C13851792

Welcome to this bright and spacious 422 sq. ft. studio - the largest studio layout in the building! Located in Toronto's highly sought-after waterfront community, this exceptionally well-designed suite offers more living space than a typical studio, with a functional layout that maximizes every square foot. Featuring quality finishes, a modern gourmet kitchen with integrated appliances and a functional centre island, the suite combines style, comfort and practicality. Step outside to your large private balcony. An excellent opportunity for first-time buyers, investors, or those seeking a convenient downtown lifestyle. Ideally located just steps from the waterfront, Sugar Beach, George Brown College, Loblaws, St. Lawrence Market, Union Station, restaurants, shops and everyday amenities. A rare opportunity to own the building's largest studio floor plan in one of Toronto's most vibrant waterfront communities!

20 richardson Street Unit 804 - Condo photo 1 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
20 richardson Street Unit 804 - Condo photo 2 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
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20 richardson Street Unit 804 - Condo photo 10 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
20 richardson Street Unit 804 - Condo photo 11 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
20 richardson Street Unit 804 - Condo photo 12 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
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20 richardson Street Unit 804 - Condo photo 15 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
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20 richardson Street Unit 804 - Condo photo 20 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
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20 richardson Street Unit 804 - Condo photo 29 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
20 richardson Street Unit 804 - Condo photo 30 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
20 richardson Street Unit 804 - Condo photo 31 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
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20 richardson Street Unit 804 - Condo photo 34 of 34 in Regent Park / Cabbagetown / St. James Town, Ontario
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New Listing
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$419,900 - 20 richardson Street Unit 804, Cabbagetown

Condo for Sale in Cabbagetown

New — Listed 3 days ago

Neighbourhood: Waterfront Communities C8

1Beds
1Baths
N/ASq Ft
Condo

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Property Details
MLS Number
C13851792
Property Type
Condo
Status
active
Days on Site
3
Bedrooms
1
Bathrooms
1
Square Feet
N/A sqft
Neighbourhood
Regent Park / Cabbagetown / St. James Town
Taxes (2026)
$2,480
Maintenance Fees
$432/mo
Locker
Owned
Exposure
East
Balcony
Enclosed
Listing Brokerage
HOMELIFE NEW WORLD REALTY INC.
Description

Welcome to this bright and spacious 422 sq. ft. studio - the largest studio layout in the building! Located in Toronto's highly sought-after waterfront community, this exceptionally well-designed suite offers more living space than a typical studio, with a functional layout that maximizes every square foot. Featuring quality finishes, a modern gourmet kitchen with integrated appliances and a functional centre island, the suite combines style, comfort and practicality. Step outside to your large private balcony. An excellent opportunity for first-time buyers, investors, or those seeking a convenient downtown lifestyle. Ideally located just steps from the waterfront, Sugar Beach, George Brown College, Loblaws, St. Lawrence Market, Union Station, restaurants, shops and everyday amenities. A rare opportunity to own the building's largest studio floor plan in one of Toronto's most vibrant waterfront communities!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,154.30/mo

Includes CMHC insurance ($11,715)

$
$
5%10%50%

5-yr fixed avg.

Principal: $377,910Interest: $256,666
Mortgage Amount$389,625
Total Interest$256,666
Est. Property Tax$297/mo
Total Cost$646,291

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Waterfront Communities C8

Discover Waterfront Communities C8

Waterfront Communities C8 is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Waterfront Communities C8

  • •Convenient location in Regent Park / Cabbagetown / St. James Town
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Waterfront Communities C8 offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 richardson Street Unit 804, Regent Park / Cabbagetown / St. James Town

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,360/mo
Range: $2,006 - $2,714
Cap Rate (ROI)
4.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,360
Maintenance Fees-$432
Property Tax (est.)-$297
Insurance (est.)-$87
Net Cash Flow+$1,544

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Just Listed - Act Strategically

This property hit the market within the last week. In Cabbagetown's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $432/month fees should cover building insurance, common elements, and reserve contributions.

Efficient Living

At 0 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About Waterfront Communities C8

I know Waterfront Communities C8 well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    20 richardson Street Unit 804 | $419,900 | Battaglia Team